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2 Spring Cove Rd, Arden, NC 28704 Property Records

Buncombe County property record for 2 Spring Cove Rd, Arden, NC 28704

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,016 sqft · built 1989
Lot Size0.43 acres (18,731 sqft)
OwnerOwner Name on File
Last Sale$325,000 (Feb 2007)
Tax Bill$2,447 (2025)
Deeds & MortgagesMar 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN9654-86-1329-00000

Property Details

APN / Parcel Number

Primary APN9654-86-1329-00000
Alternative APN
  • 965412860353000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,016 sqft Living Area
Gross Area3,164 sqft
1st Floor Area1,400 sqft
2nd Floor Area870 sqft
Basement Area1,148 sqft
Finished Basement254 sqft
Unfinished Basement894 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Architectural StyleConventional
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area18,731 sqft (0.43 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area90 sqft
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Old Parcel Number965412860353000
Street Address2 SPRING COVE RD
CityARDEN
StateNC
Zip28704-2900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDEED DATE: 02/23/2007 DEE
Legal DescriptionDEED DATE: 02/23/2007 DEED: 4364-1448 SUBDIV: SPRING COVE BLOCK: LOT: LOT 20 SECTION: PLAT: 0056-0164
Legal SubdivisionSPRING COVE
Legal Lot Number20
JurisdictionBUNCOMBE NC
Township / Civil DivisionLIMESTONE
Census Block Group2
Census Block2001
Census Tract2205

Owner

The current owner of 2 Spring Cove Rd bought it in February 2007.

Source: Buncombe County records, as of September 24, 2025

Owner of RecordOwner Name on File
Mailing Address2 SPRING COVE RD, ARDEN, NC 28704-2900
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2007 · Amount on File
Deed SaleFeb 23, 2007 · Amount on File
Prior SaleJun 1, 2006
Deed Document Number0043641448
Deed Book / Page4364 / 1448
Record UpdatedJun 8, 2026

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBUNCOMBE NC
Property Address2 SPRING COVE RD, ARDEN, NC 28704-2900
Document Number0057661004
Instrument DateMar 27, 2019
Transaction TypeMortgage
Record UpdatedMay 10, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2 SPRING COVE RD ARDEN NC 287042900, ARDEN, NC 28704-2900

Mortgage

Document Number0057661004
DateMay 3, 2019
Book Page005766/001004
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 2, 2049
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 2 Spring Cove Rd was $2,447.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,447.00$379,700
2023$2,263.00$379,700$379,700 Land $48,300 Building $331,400
2021$379,700 Land $48,300 Building $331,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Spring Cove Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (2013–2024)
Claims Outside the SFHA4 of 6
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Spring Cove Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
DSL		100 / 20

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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