2 Spring Bank Rd S, Mobile, AL 36608 Property Records

Mobile County property record for 2 Spring Bank Rd S, Mobile, AL 36608

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,117 sqft · built 1967
OwnerIndividual Name on File
Last Sale$529,000 (Mar 2021)
Tax Bill$3,829 (2025)
Deeds & MortgagesApr 2021 Line of Credit
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR022806231001032

Property Details

APN / Parcel Number

Primary APNR022806231001032
Alternative APNs
  • 28 06 23 1 001 032.XXX
  • 00543077
  • 543077

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area4,117 sqft Living Area
1st Floor Area3,610 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
PorchOpen Porch
Porch Area84 sqft
Deck Area432 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number543077
Old Parcel NumberR022806231001032
Street Address2 SPRING BANK RD S
CityMOBILE
StateAL
Zip36608-1815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 50 SEC 1 YESTER OAKS MBK 9/14 LESS & EXCEPT: BEG AT TH SW COR OF LOT 50 SEC 1 YESTER OAKS MBK 9/14 TH N 12 DEG 08 MIN 19
Legal Range02W
Legal Township04S
Legal Section23
Legal SubdivisionYESTER OAKS
Legal Lot Number50
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group1
Census Block1025
Census Tract3302

Owner

2 Spring Bank Rd S is owned and occupied by an individual who bought it in March 2021.

Source: Mobile County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2 SPRING BANK RD S, MOBILE, AL 36608-1815
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2021Deed of Trust, Mortgage · Line of Credit
22ND STATE BANK
Mar 4, 2021Warranty Deed, Transfer · Conventional Mortgage
BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2021 · Amount on File
Deed SaleMar 4, 2021 · Amount on File
Prior SaleFeb 22, 2002
Deed Document Number2021013453
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address2 SPRING BANK RD S, MOBILE, AL 36608-1815
Transaction TypeMortgage
Record UpdatedOct 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3907 RUTLEDGE PL, MOBILE, AL 36608-1819

Mortgage

Document Number0000026296
DateApr 27, 2021
Instrument2021026296
Lender
Name22ND STATE BANK
TypeBank
AddressMOBILE, AL 36602
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateMar 4, 2021
Property Address2 SPRING BANK RD S, MOBILE, AL 36608-1815
Document Number0000013453
Map ReferenceMB 9 PG 14
Instrument DateMar 1, 2021
Instrument2021013453
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 COUNTRY CLUB RD, 10, MOBILE, AL 36608-2382

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2 SPRING BANK RD S, MOBILE, AL 36608-1815

Mortgage

Document Number0000013454
DateMar 4, 2021
Instrument2021013454
Lender
NameBANCORPSOUTH BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2 Spring Bank Rd S was $3,829 with a homeowner's exemption, down 2% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,829.00 (-2%) Homeowner's exemption$61,200 (-1.99%) Land $10,000 Building $51,200$612,000 (-1.99%) Land $100,000 Building $512,000
2024$3,907.00 (+10.37%) Homeowner's exemption$62,440 (+10.2%) Land $10,000 Building $52,440$624,400 (+10.2%) Land $100,000 Building $524,400
2023$3,540.00 Homeowner's exemption$56,660 Land $10,000 Building $46,660$566,600 Land $100,000 Building $466,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 Spring Bank Rd S in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims29 (1978–2024)
Claims Outside the SFHA21 of 29
Most Recent ClaimJul 2024 · other causes
Claims by Event
  • Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Spring Bank Rd S is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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