2 Spivey Smith Rd, Ruleville, MS 38771 Property Records

Sunflower County property record for 2 Spivey Smith Rd, Ruleville, MS 38771

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,643 sqft · built 1970
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Tax Bill$1,677 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN069L-31-00-172.00

Property Details

APN / Parcel Number

Primary APN069L-31-00-172.00

Interior

Bedrooms3 Beds
Total Rooms5 Rooms
Building Area1,643 sqft Finished Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Exterior MaterialComposition/Composite
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)

Location & Zoning

Street Address2 SPIVEY SMITH RD
CityRULEVILLE
StateMS
Zip38771-9602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 AC W/OF RR NW COR NW1/4 NE1/4 UNPLATTED LAND 31-22-03 RULEVILLE OLD PCL:8069L0004200 10000700
JurisdictionSUNFLOWER MS
Township / Civil Division5
Census Block Group1
Census Block1180
Census Tract950200

Owner

Source: Sunflower County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 132, SUNFLOWER, MS 38778-0132
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2021
Deed SaleMay 12, 2021
Deed Document Number0020213105
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUNFLOWER MS
Property Address2 SPIVEY SMITH RD, RULEVILLE, MS 38771-9602
Transaction TypeMortgage
Record UpdatedNov 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 SPIVEY SMITH RD, RULEVILLE, MS 38771-9602

Mortgage

Document Number2022003134
DateJun 27, 2022
Instrument2022003134
Lender
NameSOUTHERN BANCORP BANK
TypeBank
Agreement
AmountAmount Recorded
Term84 Months
DueJun 15, 2029

Tax Assessment & Valuation

Source: Sunflower County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountySunflower County
MunicipalityRuleville City
Unified School DistrictSunflower County Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,677.00$8,029 (-) Land $900 Building $7,129$53,525 (-) Land $6,000 Building $47,525
2023$1,677.00$8,029 Land $900 Building $7,129$53,525 Land $6,000 Building $47,525

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims8 (2011–2021)
Claims Outside the SFHA4 of 8
Most Recent ClaimJun 2021 · tidal / storm surge
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 3 claims
  • Severe Storms And Flooding, Mar 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Spivey Smith Rd

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