2 Spinnaker Dr, Malta (Ballston Spa), NY 12020 Property Records

Saratoga County and Malta Town property record for 2 Spinnaker Dr, Malta, NY 12020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,598 sqft · built 2022
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$766,000 (Sep 2023)
Tax Bill	$10,821 (2025)
Deeds & Mortgages	Sep 2023 Sale Jan 2020 Mortgage + 2 more
APN	`414089 218.13-1-8`

Property Details

APN / Parcel Number

Primary APN	`414089 218.13-1-8`
Alternative APN	`5 J00585`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,598 sqft Living Area
1st Floor Area	2,598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	22,651 sqft (0.52 acres)
Lot Width	89.2 ft Width
Garage Type	Attached
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5 J00585
Street Address	2 SPINNAKER DR
City	MALTA
State	NY
Zip	12020-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	SARATOGA NY
Township / Civil Division	MALTA
Census Block Group	1
Census Block	1001
Census Tract	61905

Owner

2 Spinnaker Dr is owned and occupied by an individual who bought it in September 2023.

Source: Saratoga County and Malta Town records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2 SPINNAKER DR, BALLSTON SPA, NY 12020-4501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed, Transfer
Jan 17, 2020	Deed of Trust, Mortgage COMMUNITY BK NA
Jan 17, 2020	Loan Modification, Mortgage COMMUNITY BK NA
Jan 17, 2020	Deed of Trust, Mortgage COMMUNITY BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2023 · Amount on File
Deed Sale	Sep 26, 2023 · Amount on File
Deed Document Number	202324294
Record Updated	Jun 8, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SARATOGA NY
Recording Date	Sep 26, 2023
Property Address	2 SPINNAKER DR, MALTA, NY 12020-4501
Document Number	0000024294
Instrument Date	Sep 12, 2023
Instrument	2023024294
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10686 GULF SHORE DR # A102, A102, NAPLES, FL 34108-3041

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	2 SPINNAKER DR, MALTA, NY 12020-4501
Document Number	0000001822
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 MADISON DR #9 BALLSTON SPA NY 120202574, 9, BALLSTON SPA, NY 12020-2574

Mortgage

Document Number	0000001822
Date	Jan 21, 2020
Instrument	1822

Lender

Name	COMMUNITY BK NA
Address	8 SOUTHWOODS BLVD # 201, ALBANY, NY 12211-2554

Agreement

Amount	Amount on Record

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SARATOGA NY
Property Address	2 SPINNAKER DR, MALTA, NY 12020-4501
Document Number	0000001823
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 MADISON DR #9 BALLSTON SPA NY 120202574, 9, BALLSTON SPA, NY 12020-2574

Mortgage

Document Number	0000001823
Date	Jan 21, 2020
Instrument	1823

Lender

Name	COMMUNITY BK NA
Address	8 SOUTHWOODS BLVD # 201, ALBANY, NY 12211-2554

Agreement

Amount	Amount on Record

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	2 SPINNAKER DR, MALTA, NY 12020-4501
Document Number	0000001825
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 MADISON DR #9 BALLSTON SPA NY 120202574, 9, BALLSTON SPA, NY 12020-2574

Mortgage

Document Number	0000001825
Date	Jan 21, 2020
Instrument	1825

Lender

Name	COMMUNITY BK NA
Address	ALBANY, NY 12211

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2 Spinnaker Dr was $10,821.

Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Malta Town
Unified School District	Ballston Spa Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,821.00	$766,000 Land $80,000 Building $686,000	$766,000 Land $80,000 Building $686,000
2023		$170,000 (+112.5%) Land $80,000 Building $90,000	$170,000 (+112.5%) Land $80,000 Building $90,000
2022		$80,000 Land $80,000	$80,000 Land $80,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2 Spinnaker Dr; there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	3 (2007–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Spinnaker Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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