Sussex County and Stanhope Borough property record for 2 Spencer St, Stanhope, NJ 07874
| Property Type | Single Family Home |
|---|---|
| Details | 1,748 sqft · built 1997 |
| Lot Size | 0.049 acres (2,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Jun 2011) |
| Tax Bill | $14,954 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-10901-0000-00013 |
| Primary APN | 19-10901-0000-00013 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,748 sqft Living Area |
| 1st Floor Area | 1,748 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Frame |
| Lot Area | 2,148 sqft (0.049 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2 SPENCER ST |
|---|---|
| City | STANHOPE |
| State | NJ |
| Zip | 07874-2885 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MLR |
| Legal Subdivision | SAGAMORE WOODS SEC 02 |
| Legal Block | 10901 |
| Legal Lot Number | 13 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | STANHOPE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 374600 |
Source: Sussex County and Stanhope Borough records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 SPENCER ST, STANHOPE, NJ 07874-2885 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2011 · Amount on Record |
| Deed Sale | Jun 24, 2011 · Amount on Record |
| Prior Sale | Oct 8, 2009 · Amount on Record |
| Deed Document Number | 201110117660 |
| Deed Book / Page | 3273 / 233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 2 SPENCER ST, STANHOPE, NJ 07874-2885 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0098980705 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 9898/705 |
| Instrument | 20210203010021580 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Dec 1, 2035 |
Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| Municipality | Stanhope Borough |
| Secondary School District | Lenape Valley Regional School District (09 - 12) |
| Elementary School District | Stanhope Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $605,000 (+88.53%) Land $215,000 Building $390,000 | $605,000 (+88.53%) Land $215,000 Building $390,000 | |
| 2025 | $14,954.00 (+3.24%) | $320,900 (-) Land $129,500 Building $191,400 | $320,900 (-) Land $129,500 Building $191,400 |
| 2024 | $14,485.00 (+4.4%) | ||
| 2023 | $320,900 Land $129,500 Building $191,400 | $320,900 Land $129,500 Building $191,400 | |
| 2022 | $13,875.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Optimum Fiber · Cable | 8,000 / 8,000 |
May also be available: Verizon.
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