2 Spencer Rd, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 2 Spencer Rd, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	1,590 sqft · built 1950
Lot Size	0.65 acres (28,314 sqft)
Owner	Company Name on Record
Last Sale	$670,000 (Jan 2024)
Tax Bill	$12,044 (2025)
Deeds & Mortgages	Jan 2024 Sale Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-01806-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`02-01806-0000-00001`
Alternative APN	`0200098000000001`

Interior

Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,590 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0200098000000001
Street Address	2 SPENCER RD
City	BASKING RIDGE
State	NJ
Zip	07920-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Subdivision	GARDEN HOMES/RIDGEVIEW SEC 01
Legal Block	1806
Legal Lot Number	1
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2005
Census Tract	52400

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	130 RIVER LANDING DR, DU2308, DANIEL ISLAND, SC 29492-7400
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Deed, Transfer
Jul 27, 2023	Deed, Transfer · Stand-Alone First Mortgage BPH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2024 · Amount on Record
Deed Sale	Jan 9, 2024 · Amount on Record
Prior Sale	Jul 27, 2023 · Amount on Record
Deed Document Number	2024759
Deed Book / Page	7540 / 1504
Record Updated	Sep 20, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jan 9, 2024
Property Address	2 SPENCER RD, BASKING RIDGE, NJ 07920-1820
Document Number	0000000759
Book / Page	7540 / 1504
Instrument Date	Dec 15, 2023
Instrument	2024000759
Transaction Type	Transfer
Record Updated	Jan 22, 2024

Transaction

Amount	Amount Recorded
Tax	$5,927.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	94 COMMERCE ST, PERTH AMBOY, NJ 08861-4235

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 S FINLEY AVE, BASKING RIDGE, NJ 07920-1440

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 27, 2023
Property Address	2 SPENCER RD, BASKING RIDGE, NJ 07920-1820
Document Number	0000019176
Book / Page	7516 / 2345
Instrument Date	Jul 25, 2023
Instrument	2023019176
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	EXECUTIVE ABSTRACT TITLE AGENCY LLC, EXECUTIVE ABSTRACT TTL AGCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,455.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 SPENCER RD, BASKING RIDGE, NJ 07920-1820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 B COMMERCE ST, LAKE COMO, NJ 07719
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019177
Date	Jul 27, 2023
Instrument	2023019177

Lender

Name	BPH FINANCIAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Jan 30, 2025

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$744,700 (+4.37%) Land $368,500 Building $376,200	$744,700 (+4.37%) Land $368,500 Building $376,200
2025	$12,044.00 (+0.91%)	$713,500 (+31.64%) Land $359,500 Building $354,000	$713,500 (+31.64%) Land $359,500 Building $354,000
2024	$11,935.00 (+14.74%)
2023		$542,000 (+4.77%) Land $326,700 Building $215,300	$542,000 (+4.77%) Land $326,700 Building $215,300
2022	$10,402.00	$517,300 Land $313,200 Building $204,100	$517,300 Land $313,200 Building $204,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1999–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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