Contra Costa County property record for 2 Southard Ct, Moraga, CA 94556
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,906 sqft · built 1995 |
| Lot Size | 0.303 acres (13,200 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,600,000 (Nov 2006) |
| Tax Bill | $25,692 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 258-410-028-9 |
| Primary APN | 258-410-028-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,906 sqft Living Area |
| 1st Floor Area | 1,614 sqft |
| 2nd Floor Area | 1,292 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 13,200 sqft (0.303 acres) |
| Garage Type | Attached |
| Garage Area | 687 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 2 SOUTHARD CT |
|---|---|
| City | MORAGA |
| State | CA |
| Zip | 94556-1944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Legal Description | T05679 L0001 B EX MR |
| Legal Subdivision | SUBDIVISION 5679 |
| Legal Tract | 05679 |
| Legal Lot Number | 1 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 352102 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2 SOUTHARD CT, MORAGA, CA 94556-1944 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2006 · Amount on Record |
| Deed Sale | Nov 1, 2006 · Amount on Record |
| Prior Sale | Nov 7, 1996 · Amount on Record |
| Deed Document Number | 2006351048 |
| Last Transfer Date | Nov 8, 2013 |
| Transfer Doc | 0000275734 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2 SOUTHARD CT, MORAGA, CA 94556-1944 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000086317 |
|---|---|
| Date | May 7, 2020 |
| Instrument | 2020-086317 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | May 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.95% |
| Max Rate At Change | 10.9% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Moraga Town |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Moraga Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,194,857 (+2%) Land $1,366,579 Building $828,278 | |
| 2025 | $25,692.00 (+5.87%) | $2,151,822 (+4.04%) Land $1,339,784 Building $812,038 |
| 2023 | $24,267.00 (+1.63%) | $2,068,265 Land $1,287,759 Building $780,506 |
| 2022 | $23,877.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Etheric Networks, Verizon.
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