Morris County and Montville Township property record for 2 Smock Ct, Towaco, NJ 07082
| Property Type | Single Family Home |
|---|---|
| Details | 3,340 sqft · built 1994 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $404,990 (Dec 1994) |
| Tax Bill | $21,880 (2024) |
| Deeds & Mortgages | May 2022 Mortgage Oct 2021 Line of Credit |
| APN | 21-00082-9-00010 |
| Primary APN | 21-00082-9-00010 |
|---|---|
| Alternative APN |
|
| Building Area | 3,340 sqft Living Area |
|---|
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 27,007 sqft (0.62 acres) |
| Street Address | 2 SMOCK CT |
|---|---|
| City | TOWACO |
| State | NJ |
| Zip | 07082-1453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R43 |
| Legal Subdivision | HIGH RDG MAP #1 |
| Legal Block | 82.9 |
| Legal Lot Number | 10 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MONTVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 40805 |
2 Smock Ct is owned and occupied by two individuals who bought it in December 1994.
Source: Morris County and Montville Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 SMOCK CT, TOWACO, NJ 07082-1453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Oct 22, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 1994 · Amount on File |
| Deed Sale | Dec 7, 1994 · Amount on File |
| Deed Book / Page | 4101 / 108 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 2 SMOCK CT, TOWACO, NJ 07082-1453 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0244121494 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 24412/1494 |
| Instrument | 2022035384 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 2 SMOCK CT, TOWACO, NJ 07082-1453 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2 SMOCK CT, TOWACO, NJ 07082-1453 |
| Document Number | 0242530079 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 24253/79 |
| Instrument | 2021087585 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Sep 10, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Morris County and Montville Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Montville Township |
| Unified School District | Montville Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $819,800 (-) Land $306,000 Building $513,800 | $819,800 (-) Land $306,000 Building $513,800 | |
| 2025 | $819,800 Land $306,000 Building $513,800 | $819,800 Land $306,000 Building $513,800 | |
| 2024 | $21,880.00 | ||
| 2023 | $819,800 Land $306,000 Building $513,800 | $819,800 Land $306,000 Building $513,800 | |
| 2022 | $21,060.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2 Smock Ct; there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Smock Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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