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2 Smith Trl, Palm Coast, FL 32164 Property Records

Flagler County property record for 2 Smith Trl, Palm Coast, FL 32164

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,665 sqft · built 2004
Lot Size0.282 acres (12,284 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Sep 2018)
Tax Bill$2,055 (2025)
Deeds & MortgagesOct 2021 Sale
Sep 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-11-31-7059-00600-0080

Property Details

APN / Parcel Number

Primary APN07-11-31-7059-00600-0080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,665 sqft Heated Area
Gross Area2,259 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2011
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,284 sqft (0.282 acres)
DrivewayDriveway
Driveway Area442 sqft
FenceFence
Storage Building160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2 SMITH TRL
CityPALM COAST
StateFL
Zip32164-5523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SEC 59 BLK 60 LOT 8 OR 687 PG 1052 OR 962 PG 120 OR 1024 PG 905 OR 1144 PG 1635 OR 1149/852 OR 2304/1416
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block60
Legal Lot Number8
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group4
Census Block4003
Census Tract60208

Owner

2 Smith Trl is owned and occupied by two individuals who bought it in September 2018.

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2 SMITH TRL, PALM COAST, FL 32164-5523
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2021Warranty Deed, Transfer
FAULKNER COUNTY ABSTRACT COMPANY, FLAGLER COUNTY ABSTRACT CO
Sep 6, 2018Warranty Deed, Transfer · Conventional Mortgage
VYSTAR CU
Nov 7, 2017Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2018 · Amount on File
Deed SaleSep 6, 2018 · Amount on File
Prior SaleSep 30, 2004 · Amount on File
Deed Document Number2018033915
Deed Book / Page2304 / 1416
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateOct 11, 2021
Property Address2 SMITH TRL, PALM COAST, FL 32164-5523
Document Number0026151693
Book / Page2615 / 1693
Map ReferenceMB 19 PG 41-50
Instrument DateSep 27, 2021
Instrument2021056160
Transaction TypeTransfer
Record UpdatedOct 26, 2021
Title CompanyFAULKNER COUNTY ABSTRACT COMPANY, FLAGLER COUNTY ABSTRACT CO

Transaction

AmountAmount on Record
Tax$1,575.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address22 MORSE CT, 22, ROCHESTER, MA 02770-2216

Transferred To (Grantee/Buyer)

NameVerified Name
Address6142 ROYAL ACORN PL, SAN JOSE, CA 95120-2757

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateSep 6, 2018
Property Address2 SMITH TRL, PALM COAST, FL 32164-5523
Document Number0023041416
Book / Page002304 / 001416
Instrument DateAug 31, 2018
Instrument33915
Transaction TypeTransfer
Record UpdatedSep 26, 2018
Title CompanyPIONEER TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2 SMITH TRL PALM COAST FL 321645523, PALM COAST, FL 32164-5523

Mortgage

Document Number23041418
DateSep 6, 2018
Book Page002304/001418
Instrument33916
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 5, 2048

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address2 SMITH TRL, PALM COAST, FL 32164-5523
Document Number0022431743
Book / Page002243 / 001743
Instrument DateNov 7, 2017
Transaction TypeMortgage
Record UpdatedDec 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 SMITH TRL PALM COAST FL 321645523, PALM COAST, FL 32164-5523

Mortgage

Document Number0022431743
DateNov 28, 2017
Book Page002243/001743
Instrument41477
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueNov 27, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2 Smith Trl was $2,055 with exemptions applied.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,055.00 Homeowner's exemption Additional exemption filed$191,518$245,593 Land $52,000 Building $193,593
2023$1,927.00 (+2.66%) Homeowner's exemption Additional exemption filed$180,699 (+3%)$249,248 (+2.57%) Land $44,500 Building $204,748
2022$1,877.00 Homeowner's exemption Additional exemption filed$175,436$242,999 Land $44,000 Building $198,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Smith Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 57 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims2 (2022–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Smith Trl is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 35
AT&T
DSL · Fiber in parts of the area		100 / 20

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