2 Smith Ct, Elyria, OH 44035 Property Records

Lorain County property record for 2 Smith Ct, Elyria, OH 44035 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1962
Square Footage884 sqft Living Area
Lot Size4,356 sqft (0.1 acres)
OccupancyOwner Occupied
Last Sale$125,000 (2024)
Tax Bill$1,078.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-25-058-000-014

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area884 sqft Living Area
1st Floor884 sqft 1st Floor
Basement Area884 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area4,356 sqft (0.1 acres)
Depth X Width90 ft x 50 ft Depth x Width
PorchPorch
Porch Area20 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address2 SMITH CT
CityELYRIA
StateOH
Zip44035-5238
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSMITH 50 X 90
Legal SubdivisionC W SMITHS SUBDIVISION
Legal Tract25
Legal Lot Number4 & 5
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup1
Census Block1027
Census Tract70700

Owner

Source: Lorain County records · APN 06-25-058-000-014

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2 SMITH CT, ELYRIA, OH 44035-5238
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 12, 2025Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Mar 29, 2024Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA
Sep 11, 2023Sheriff's Deed, Foreclosure
Result of a Foreclosure Auction

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 29, 2024 · Amount on Record
Deed SaleMar 29, 2024 · Amount on Record
Prior SaleSep 11, 2023 · Amount on Record
Deed Doc Number20248350
Prior Transfer DateJan 07, 2004
Prior Transfer Doc0000986675
Record RefreshedSep 20, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address2 SMITH CT, ELYRIA, OH 44035-5238
Transaction TypeMortgage
Record UpdatedMar 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 SMITH CT, ELYRIA, OH 44035-5238

Mortgage

Document Number0000052223
DateMay 12, 2025
Instrument2025-0052223
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2055

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateMar 29, 2024
Property Address2 SMITH CT, ELYRIA, OH 44035-5238
Document Number0000008350
Map ReferenceVOL 8 PG 48
Instrument DateMar 27, 2024
Instrument2024-0008350
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 SMITH CT, ELYRIA, OH 44035-5238

Mortgage

Document Number0000008351
DateMar 29, 2024
Instrument2024-0008351
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

September 2023: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionLORAIN OH
Recording DateSep 11, 2023
Property Address2 SMITH CT, ELYRIA, OH 44035-5238
Document Number0000928760
Map ReferenceVOL 8 PG 48
Instrument DateAug 22, 2023
Instrument2023-0928760
Transaction TypeForeclosure
Record UpdatedMar 23, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Result of a Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,078.00$22,900 (%) Land $6,090 Building $16,810$65,430 (-) Land $17,400 Building $48,030
2024$1,078.00 (+0.37%)$22,901 (+20.72%) Land $6,090 Building $16,811$65,430 (+20.72%) Land $17,400 Building $48,030
2023$1,074.00 (-3.68%)$18,970 (-) Land $1,764 Building $17,206$54,200 (-) Land $5,040 Building $49,160
2022$1,115.00$18,970 Land $1,760 Building $17,210
2021$54,200 Land $5,040 Building $49,160

Flood & Wildfire

2 Smith Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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