2 Silverwhite Rd, Little Silver, NJ 07739 Property Records

Monmouth County and Little Silver Borough property record for 2 Silverwhite Rd, Little Silver, NJ 07739

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,234 sqft · built 1958
Lot Size	0.324 acres (14,100 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Jul 2022)
Tax Bill	$10,165 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-00028-0000-00049`

Property Details

APN / Parcel Number

Primary APN	`25-00028-0000-00049`
Alternative APN	`250002800049`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,234 sqft Living Area
1st Floor Area	1,660 sqft
Upper Floors Area	1,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Other
Lot Area	14,100 sqft (0.324 acres)
Lot Dimensions	150 ft deep x 94 ft wide
Garage Type	Built-in
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	332 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2 SILVERWHITE RD
City	LITTLE SILVER
State	NJ
Zip	07739-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	BERKSHIRE HOMES
Legal Block	28
Legal Lot Number	49
Jurisdiction	MONMOUTH NJ
Township / Civil Division	LITTLE SILVER
Census Block Group	1
Census Block	1019
Census Tract	804200

Owner

2 Silverwhite Rd is owned and occupied by two individuals who bought it in July 2022.

Source: Monmouth County and Little Silver Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 SILVERWHITE RD, LITTLE SILVER, NJ 07739-1124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2022 · Amount on File
Deed Sale	Jul 6, 2022 · Amount on File
Prior Sale	Aug 20, 2005
Deed Document Number	202269999
Deed Book / Page	9603 / 7980
Record Updated	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 6, 2022
Property Address	2 SILVERWHITE RD, LITTLE SILVER, NJ 07739-1124
Document Number	0096037980
Book / Page	9603 / 7980
Instrument Date	Jun 21, 2022
Instrument	2022069999
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,802.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 HANSOM LN, 17, MARLBORO, NJ 07746-1756

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 SILVERWHITE RD, LITTLE SILVER, NJ 07739-1124

Mortgage

Document Number	2022070000
Date	Jul 6, 2022
Instrument	2022070000

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2 Silverwhite Rd was $10,165, down 3.7% from the year before.

Source: Monmouth County and Little Silver Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Little Silver Borough
Elementary School District	Little Silver Borough School District (KG - 08)
Secondary School District	Red Bank Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$757,600 (+7.1%) Land $477,800 Building $279,800	$757,600 (+7.1%) Land $477,800 Building $279,800
2025	$10,165.00 (-3.72%)	$707,400 Land $488,800 Building $218,600	$707,400 Land $488,800 Building $218,600
2024	$10,558.00
2023		$579,000 Land $220,700 Building $358,300	$579,000 Land $220,700 Building $358,300
2022	$8,948.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Silverwhite Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2010–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Silverwhite Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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