Erie County and Amherst Town property record for 2 Silver Thorne Dr, Buffalo, NY 14221
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,460 sqft · built 1985 |
| Lot Size | 0.221 acres (9,625 sqft) |
| Owner | Individual Name on File |
| Last Sale | $545,000 (Sep 2025) |
| Tax Bill | $9,758 (2026) |
| Deeds & Mortgages | Oct 2022 Second Mortgage Sep 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 142289 42.14-2-1 |
| Primary APN | 142289 42.14-2-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,460 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| 2nd Floor Area | 1,050 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,625 sqft (0.221 acres) |
| Lot Dimensions | 125 ft deep x 77 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2 SILVER THORNE DR |
|---|---|
| City | BUFFALO |
| State | NY |
| Zip | 14221-1763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2479 21 51 12 7 WINDMILL LAKE ESTATES |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 2 |
| Legal Lot Number | 1.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | AMHERST |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 9007 |
2 Silver Thorne Dr is owned by an individual who bought it in September 2025.
Source: Erie County and Amherst Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 95 ARIELLE CT, BUFFALO, NY 14221-1959 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK |
| Sep 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP |
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA |
| Oct 18, 2018 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on File |
| Deed Sale | Sep 24, 2025 · Amount on File |
| Prior Sale | May 14, 2004 · Amount on File |
| Deed Document Number | 2025174966 |
| Deed Book / Page | 11451 / 453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 2 SILVER THORNE DR, WILLIAMSVILLE, NY 14221-1763 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2 SILVER THORNE DR, WILLIAMSVILLE, NY 14221-1763 |
| Document Number | 0140718097 |
|---|---|
| Date | Oct 20, 2022 |
| Book Page | 14071/8097 |
| Instrument | 2022199849 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Sep 26, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Sep 24, 2025 |
| Property Address | 2 SILVER THORNE DR, WILLIAMSVILLE, NY 14221-1763 |
| Document Number | 0114510453 |
| Book / Page | 11451 / 453 |
| Instrument Date | Sep 4, 2025 |
| Instrument | 2025174966 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 SILVER THORNE DR, WILLIAMSVILLE, NY 14221-1763 |
| Name | Verified Name |
|---|---|
| Address | 95 ARIELLE CT, WILLIAMSVILLE, NY 14221-1959 |
| Document Number | 0141752383 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 14175/2383 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 2 SILVER THORNE DR, WILLIAMSVILLE, NY 14221-1763 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2 SILVER THORNE DR, WILLIAMSVILLE, NY 14221-1763 |
| Document Number | 0139715286 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 13971/5286 |
| Instrument | 2020221566 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 2 SILVER THORNE DR, WILLIAMSVILLE, NY 14221-1763 |
| Document Number | 0138771287 |
| Instrument Date | Oct 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 2 SILVER THORNE DR WILLIAMSVILLE NY 142211763, WILLIAMSVILLE, NY 14221-1763 |
| Document Number | 0138771287 |
|---|---|
| Date | Nov 9, 2018 |
| Book Page | 013877/001287 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 8, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 2 Silver Thorne Dr was $9,758, up 137.9% from the year before.
Source: Erie County and Amherst Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Amherst Town |
| Unified School District | Williamsville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,758.00 (+137.94%) | ||
| 2025 | $4,101.00 (-56.85%) | $455,000 (-) Land $52,200 Building $402,800 | $459,600 (+1.01%) Land $52,728 Building $406,872 |
| 2024 | $9,503.00 | $455,000 (+71.7%) Land $52,200 Building $402,800 | $455,000 (+6.45%) Land $52,200 Building $402,800 |
| 2023 | $265,000 Land $34,200 Building $230,800 | $427,419 Land $55,161 Building $372,258 | |
| 2019 | $7,595.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2 Silver Thorne Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Silver Thorne Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA AMHERST serves 92,697 people · EPA ID NY1400399 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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