2 Sheppard St, Charleston, SC 29403 Property Records

Charleston County property record for 2 Sheppard St, Charleston, SC 29403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,474 sqft · built 2018
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$479,000 (Sep 2018)
Tax Bill	$3,643 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2021 Sale & Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`459-05-04-063`

Property Details

APN / Parcel Number

Primary APN	`459-05-04-063`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,474 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	45 ft deep x 77 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	2 SHEPPARD ST
City	CHARLESTON
State	SC
Zip	29403-5061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPPLATB S15 MAPPLATP 0016 SUBDIVISIONNAME CITY OF CHARLESTON LOT 2 1/2 SHEPPARD
Legal Subdivision	SHEPPARD
Legal Lot Number	2
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1017
Census Tract	900

Owner

2 Sheppard St is owned and occupied by two individuals who acquired it in September 2019.

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 SHEPPARD ST, CHARLESTON, SC 29403-5061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 6, 2021	Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Oct 29, 2019	Quit Claim Deed, Mortgage JG WENTWORTH HM LNDG
Sep 5, 2018	Grant Deed, Transfer · Conventional Mortgage CRESCOM BK
Jun 22, 2017	Trustee's Deed, Construction Loan · Line of Credit SOUTH ATLANTIC BK
Mar 22, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2018 · Amount on File
Deed Sale	Sep 5, 2018 · Amount on File
Prior Sale	Mar 22, 2017 · Amount on File
Deed Book / Page	745 / 274
Last Transfer Date	Sep 23, 2019
Transfer Doc	0835/0094
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2 SHEPPARD ST, CHARLESTON, SC 29403-5061
Transaction Type	Mortgage
Record Updated	Mar 6, 2024
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0010500078
Date	Nov 5, 2021
Book Page	1050/78

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Aug 1, 2051

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 6, 2021
Property Address	2 SHEPPARD ST, CHARLESTON, SC 29403-5061
Document Number	0009870783
Book / Page	987 / 783
Instrument Date	Apr 23, 2021
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 SHEPPARD ST, CHARLESTON, SC 29403-5061
Investor	Possibly a Property Investor

Mortgage

Document Number	0000987784
Date	May 6, 2021
Instrument	987/784

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 29, 2019
Property Address	2 SHEPPARD ST, CHARLESTON, SC 29403-5061
Document Number	0835/0094
Book / Page	000835 / 000094
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	SOLIDIFI TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 1/2 SHEPPARD ST CHARLESTON SC 29403, CHARLESTON, SC 29403

Mortgage

Document Number	835/0095
Date	Oct 29, 2019
Book Page	000835/000095

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 5, 2018
Property Address	2 SHEPPARD ST, CHARLESTON, SC 29403-5061
Document Number	0745/0274
Book / Page	000745 / 000274
Instrument Date	Aug 31, 2018
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$479.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21/2 SHEPPARD ST CHARLESTON SC 29403, CHARLESTON, SC 29403

Mortgage

Document Number	745/0275
Date	Sep 5, 2018
Book Page	000745/000275

Lender

Name	CRESCOM BK
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2048

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 22, 2017
Property Address	2 SHEPPARD ST, CHARLESTON, SC 29403-5061
Book / Page	000647 / 000120
Instrument Date	Jun 19, 2017
Transaction Type	Construction Loan
Record Updated	Jul 5, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 PLYMOUTH AVE CHARLESTON SC 294122028, CHARLESTON, SC 29412-2028

Mortgage

Document Number	0647/0120
Date	Jun 22, 2017
Book Page	000647/000120

Lender

Name	SOUTH ATLANTIC BK
Type	Bank
Address	MYRTLE BEACH, SC 29572

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 21, 2018

Interest

Rate Type	Adjustable Rate

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 22, 2017
Property Address	2 SHEPPARD ST, CHARLESTON, SC 29403-5061
Document Number	0624/0948
Book / Page	000624 / 000948
Instrument Date	Mar 7, 2017
Transaction Type	Foreclosure
Record Updated	Mar 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$4.37
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2725 SARAZEN DR MOUNT PLEASANT SC 294668742, MOUNT PLEASANT, SC 29466-8742

Tax Assessment & Valuation

The 2025 property tax bill for 2 Sheppard St was $3,643, up 11.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,643.00 (+11.51%)	$550,851 (+2,598.93%) Land $219,976 Building $330,875	$848,300 Land $257,300 Building $591,000
2024	$3,267.00	$20,410
2022	$3,039.00	$20,410	$479,000 Land $150,000 Building $329,000
2020			$479,000 Land $150,000 Building $329,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 Sheppard St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 80 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	37 (1989–2024)
Claims Outside the SFHA	3 of 37
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims Severe Storms And Flooding, Oct 2015 · 5 claims Hurricane Hugo, Sep 1989 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2 Sheppard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Home Telecom.

Nearby Properties on Sheppard St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures