2 Sharon St, Three Rivers, MA 01080 Property Records

Hampden County and Palmer Town City property record for 2 Sharon St, Three Rivers, MA 01080

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,136 sqft · built 1960
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$167,000 (Aug 2018)
Tax Bill	$4,441 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`PALM M:23 B:13`

Property Details

APN / Parcel Number

Primary APN	`PALM M:23 B:13`
Alternative APN	`M:0023 L:000013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,136 sqft Living Area
Gross Area	2,518 sqft
1st Floor Area	1,136 sqft
Basement Area	912 sqft
Unfinished Basement	362 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	2 SHARON ST
City	THREE RIVERS
State	MA
Zip	01080-1033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	13
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	2
Census Block	2001
Census Tract	810300

Owner

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 SHARON ST, THREE RIVERS, MA 01080-1033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit COUNTRY BANK
Dec 31, 2021	Deed of Trust, Mortgage · ARM COUNTRY BANK
Aug 14, 2018	Warranty Deed, Transfer · ARM COUNTRY BANK
Oct 12, 2017	Warranty Deed, Transfer SHAMROCK FINANCIAL CORP
Oct 12, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 14, 2018 · Amount on Record
Deed Sale	Aug 14, 2018 · Amount on Record
Prior Sale	Oct 12, 2017 · Amount on Record
Deed Document Number	201847997
Deed Book / Page	22312 / 334
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	2 SHARON ST, THREE RIVERS, MA 01080-1033
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026039-537
Date	Sep 25, 2025
Book Page	26039/537
Instrument	45156

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	2 SHARON ST, THREE RIVERS, MA 01080-1033
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024336-146
Date	Dec 31, 2021
Book Page	24336/146
Instrument	93645

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jan 1, 2032
Index	1-Year CMT

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALMER MA
Recording Date	Aug 14, 2018
Property Address	2 SHARON ST, THREE RIVERS, MA 01080-1033
Document Number	22312-334
Book / Page	22312 / 334
Instrument	47997
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$35.42
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	223120336
Date	Aug 14, 2018
Instrument	22312/0336

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Max Rate At Change	90.1%
Max Rate	2.75%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALMER MA
Recording Date	Oct 12, 2017
Property Address	2 SHARON ST, THREE RIVERS, MA 01080-1033
Document Number	21898-584
Book / Page	21898 / 584
Instrument	60418
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$34.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SHARON ST, THREE RIVERS, MA 01080-1033
Investor	Possibly a Property Investor

Mortgage

Document Number	218980586
Date	Oct 12, 2017
Instrument	21898/0586

Lender

Name	SHAMROCK FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2047

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALMER MA
Recording Date	Oct 12, 2017
Property Address	2 SHARON ST, THREE RIVERS, MA 01080-1033
Document Number	21898-580
Book / Page	021898 / 000580
Instrument Date	Sep 27, 2017
Instrument	60416
Transaction Type	Transfer
Record Updated	Oct 31, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SHARON ST PALMER MA 01069, PALMER, MA 01069

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,441.00 (+6.45%)	$243,600 (+10.13%) Land $61,100 Building $182,500	$309,605 (+11%)
2024	$4,172.00 (+2.36%)	$221,200 (+7.01%) Land $55,500 Building $165,700	$278,920
2023	$4,076.00	$206,700 Land $55,500 Building $151,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS FIRE DISTRICT serves 3,258 people · EPA ID MA1227003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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