2 Shady Dr, Cambridge, MD 21613 Property Records

Dorchester County property record for 2 Shady Dr, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,086 sqft · built 1973
Lot Size	0.383 acres (16,694 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,127 (2025)
Deeds & Mortgages	May 2019 Mortgage Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-178700`

Property Details

APN / Parcel Number

Primary APN	`07-178700`
Alternative APNs	`7178700` `178700`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,086 sqft Total Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,694 sqft (0.383 acres)
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	720 sqft
Porch	Slab
Porch Area	418 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	178700
Street Address	2 SHADY DR
City	CAMBRIDGE
State	MD
Zip	21613-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LOT 33 2 SHADY DRIVE CAMBRIDGE
Legal Subdivision	LOVERS LANE
Legal Lot Number	33
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4022
Census Tract	970702

Owner

Source: Dorchester County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	835 RIVERSIDE DR, 4C, NEW YORK, NY 10032-6428
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 8, 2019	Deed of Trust, Mortgage · Commercial Mortgage CNB
Dec 11, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 1998
Deed Sale	Jun 10, 1998
Deed Document Number	19981113
Deed Book / Page	378 / 172
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	2 SHADY DR, CAMBRIDGE, MD 21613-1306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VENTURE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015180367
Date	May 8, 2019
Book Page	1518/367

Lender

Name	CNB
Type	Bank
Address	OCEAN CITY, MD 21842

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	2 SHADY DR, CAMBRIDGE, MD 21613-1306
Document Number	0015010137
Instrument Date	Dec 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SHADY DR CAMBRIDGE MD 216131306, CAMBRIDGE, MD 21613-1306

Mortgage

Document Number	0015010137
Date	Jan 9, 2019
Book Page	001501/000137

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,433 (+1.43%)	$280,100 (+4.28%) Land $42,200 Building $237,900
2025	$3,127.00 (+13.79%)	$268,600 (+11.11%) Land $42,200 Building $226,400	$268,600 (-) Land $42,200 Building $226,400
2023	$2,748.00	$241,733	$268,600 Land $42,200 Building $226,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 units insured incl. 7 condo units
Nearby Flood Claims	10 (1993–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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