Monterey County property record for 2 Serrano Way, Del Rey Oaks, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,361 sqft · built 1942 |
| Lot Size | 0.136 acres (5,924 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $735,000 (May 2005) |
| Tax Bill | $10,258 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jan 2022 Mortgage + 5 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 012-481-011-000 |
| Primary APN | 012-481-011-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,361 sqft Living Area |
| 1st Floor Area | 1,361 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,924 sqft (0.136 acres) |
| Garage Area | 265 sqft |
| Parking Spaces | 1 Parking Space |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Old Parcel Number | 012-481-011 |
|---|---|
| Street Address | 2 SERRANO WAY |
| City | DEL REY OAKS |
| State | CA |
| Zip | 93940-5520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEL REY WOODS LOT 30 BLK 3 |
| Legal Subdivision | DEL REY WOODS |
| Legal Block | 3 |
| Legal Lot Number | 30 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 13400 |
2 Serrano Way is owned and occupied by two individuals who acquired it in March 2018.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 SERRANO WAY, MONTEREY, CA 93940-5520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2023 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Jan 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC |
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Nov 5, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 22, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Mar 8, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| May 2, 2017 | Intrafamily Transfer, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2005 · Amount on File |
| Deed Sale | May 23, 2005 · Amount on File |
| Deed Document Number | 200551095 |
| Last Transfer Date | Mar 2, 2018 |
| Transfer Doc | 0000009761 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 2 SERRANO WAY, DEL REY OAKS, CA 93940-5520 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Title Company | FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 2 SERRANO WAY, DEL REY OAKS, CA 93940-5520 |
| Document Number | 0000029068 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 2023029068 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Address | MARLBOROUGH, MA 01752 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Sep 25, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 2 SERRANO WAY, DEL REY OAKS, CA 93940-5520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 2 SERRANO WAY, MONTEREY, CA 93940-5520 |
| Document Number | 0000002929 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 2022002929 |
| Name | MEGA CAPITAL FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 2 SERRANO WAY, DEL REY OAKS, CA 93940-5520 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2 SERRANO WAY, MONTEREY, CA 93940-5520 |
| Document Number | 0000013899 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021013899 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 2 SERRANO WAY, DEL REY OAKS, CA 93940-5520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING L |
| Name | Verified Name |
|---|
| Document Number | 0000052249 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | 2019052249 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 117 Months |
| Due | Aug 3, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 2 SERRANO WAY, DEL REY OAKS, CA 93940-5520 |
| Document Number | 0000021182 |
| Instrument Date | May 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2 SERRANO WAY MONTEREY CA 939405520, MONTEREY, CA 93940-5520 |
| Document Number | 0000021182 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 21182 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 27, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Mar 8, 2018 |
| Property Address | 2 SERRANO WAY, DEL REY OAKS, CA 93940-5520 |
| Document Number | 0000009761 |
| Map Reference | VPOL4 PG56 |
| Instrument Date | Mar 2, 2018 |
| Instrument | 2018009761 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2 SERRANO WAY, MONTEREY, CA 93940-5520 |
| Document Number | 0000009762 |
|---|---|
| Date | Mar 8, 2018 |
| Instrument | 2018009762 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | May 2, 2017 |
| Property Address | 2 SERRANO WAY, DEL REY OAKS, CA 93940-5520 |
| Document Number | 0000023454 |
| Map Reference | VOL4 PG56 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 2017023454 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2 SERRANO WAY, DEL REY OAKS, CA 93940-5520 |
| Document Number | 0000023455 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 2017023455 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 2 Serrano Way was $10,258.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Del Rey Oaks City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $948,000 (+5.22%) Land $600,000 Building $348,000 | |
| 2025 | $10,258.00 | $901,000 Land $490,000 Building $411,000 |
| 2023 | $9,742.00 (+6.02%) | $892,000 Land $485,000 Building $407,000 |
| 2022 | $9,189.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2 Serrano Way in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Serrano Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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