2 Serpentine Dr, Highlands, NJ 07732 Property Records

Monmouth County and Middletown Township property record for 2 Serpentine Dr, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,749 sqft · built 1964
Lot Size	2.26 acres (98,816 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (Jun 2010)
Tax Bill	$14,192 (2025)
Deeds & Mortgages	May 2020 Line of Credit Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-00759-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`32-00759-0000-00001`
Alternative APNs	`320075900001` `8425`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,749 sqft Living Area
1st Floor Area	2,749 sqft
Basement Area	2,460 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Cape Cod
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	98,816 sqft
Lot Dimensions	193 ft deep x 512 ft wide
Terrain	Rolling
Parking Spaces	2 Parking Spaces
Deck Area	504 sqft
Patio Area	556 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	8425
Street Address	2 SERPENTINE DR
City	HIGHLANDS
State	NJ
Zip	07732-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R45
Legal Subdivision	WATER WITCH PARK
Legal Block	759
Legal Lot Number	1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	4
Census Block	4005
Census Tract	800900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Water Witch Club Historic District listed 2004 · 54 contributing resources · NRIS 04000147

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2 Serpentine Dr is owned and occupied by two individuals who bought it in June 2010.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 SERPENTINE DR, HIGHLANDS, NJ 07732-2123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK
Jan 6, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK
May 1, 2017	Grant Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2010 · Amount on File
Deed Sale	Jun 1, 2010 · Amount on File
Prior Sale	May 20, 1999 · Amount on File
Deed Document Number	201048996
Deed Book / Page	8834 / 2779
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	2 SERPENTINE DR, HIGHLANDS, NJ 07732-2123
Document Number	0000056127
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 SERPENTINE DR HIGHLANDS NJ 077322123, HIGHLANDS, NJ 07732-2123

Mortgage

Document Number	0000056127
Date	May 28, 2020
Book Page	009416/008111
Instrument	56127

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 27, 2050

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	2 SERPENTINE DR, HIGHLANDS, NJ 07732-2123
Document Number	0000011426
Instrument Date	Jan 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 SERPENTINE DR HIGHLANDS NJ 077322123, HIGHLANDS, NJ 07732-2123

Mortgage

Document Number	0000011426
Date	Jan 31, 2018
Book Page	009271/001363
Instrument	11426

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2048

Interest

Rate Type	Adjustable Rate

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 1, 2017
Property Address	2 SERPENTINE DR, HIGHLANDS, NJ 07732-2123
Document Number	0000044486
Book / Page	009225 / 003013
Instrument Date	Apr 26, 2017
Instrument	44486
Transaction Type	Transfer
Record Updated	Jun 15, 2017
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH

Transaction

Amount	Amount on Record
Tax	$630.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 SERPENTINE DR HIGHLANDS NJ 077322123, HIGHLANDS, NJ 07732-2123

Tax Assessment & Valuation

The 2025 property tax bill for 2 Serpentine Dr was $14,192, up 1% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$920,900 (+4.73%) Land $497,800 Building $423,100	$920,900 (+4.73%) Land $497,800 Building $423,100
2025	$14,192.00 (+0.98%)	$879,300 Land $460,100 Building $419,200	$879,300 Land $460,100 Building $419,200
2024	$14,054.00
2023		$741,700 Land $388,800 Building $352,900	$741,700 Land $388,800 Building $352,900
2022	$13,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Serpentine Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1992–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Serpentine Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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