2 Selma Cir, Flat Rock, NC 28731 Property Records

Henderson County property record for 2 Selma Cir, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,180 sqft · built 1929
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Mar 2024)
Tax Bill	$1,147 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9587101174`

Property Details

APN / Parcel Number

Primary APN	`9587101174`
Alternative APNs	`0109922` `109922`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,180 sqft Heated Area
1st Floor Area	832 sqft
Basement Area	416 sqft
Unfinished Basement	416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,928 sqft (0.71 acres)
Porch	Slab
Porch Area	256 sqft
Canopy	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	109922
Street Address	2 SELMA CIR
City	FLAT ROCK
State	NC
Zip	28731-9794
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	109922~R1
Legal Description	BOUNDARY SURVEY 0.85 ACRES PL2024-15577
Legal Subdivision	BLUE RIDGE
Legal Block	10
Legal Lot Number	1174
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	1
Census Block	1004
Census Tract	931500

Owner

2 Selma Cir is owned and occupied by an individual who bought it in March 2024.

Source: Henderson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2 SELMA CIR, FLAT ROCK, NC 28731-9794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 16, 2022	Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC
Feb 21, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2024 · Amount on File
Deed Sale	Mar 28, 2024 · Amount on File
Prior Sale	Aug 16, 2022 · Amount on File
Deed Document Number	20241012328
Deed Book / Page	4149 / 153
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Mar 28, 2024
Property Address	2 SELMA CIR, FLAT ROCK, NC 28731-9794
Document Number	0041490153
Book / Page	4149 / 153
Instrument Date	Mar 27, 2024
Transaction Type	Transfer
Record Updated	Apr 29, 2024

Transaction

Amount	Amount on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3620 PELHAM RD # 5135, 5135, GREENVILLE, SC 29615-5044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SELMA CIR, FLAT ROCK, NC 28731-9794

Mortgage

Document Number	1001012329
Date	Mar 28, 2024
Instrument	1001012329

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	0041490156
Date	Mar 28, 2024
Book Page	4149/156
Instrument	1001012329

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Aug 16, 2022
Property Address	2 SELMA CIR, FLAT ROCK, NC 28731-9794
Document Number	0039510191
Book / Page	3951 / 191
Map Reference	MB 208 PG 158
Instrument Date	Aug 15, 2022
Instrument	984981
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 SELMA CIR, 2, FLAT ROCK, NC 28731-9794

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 RED FOX TRL, GREENVILLE, SC 29615-3737
Investor	Possibly a Property Investor

Mortgage

Document Number	0039510195
Date	Aug 16, 2022
Book Page	3951/195
Instrument	984982

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	2 SELMA CIR, FLAT ROCK, NC 28731-9794
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030200005
Date	Feb 21, 2017
Book Page	3020/5

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2 Selma Cir was $1,147, up 56.3% from the year before.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,600 (-) Land $25,600 Building $179,000
2025	$1,147.00 (+56.27%)	$204,600 Land $25,600 Building $179,000
2024	$734.00
2023		$130,900 Land $24,400 Building $106,500	$204,600 Land $25,600 Building $179,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Selma Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 6 condo units
Nearby Flood Claims	5 (1998–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Selma Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum, T-Mobile.

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