2 Scott Rd, Sandy Creek, NY 13145 Property Records

Oswego County and Sandy Creek Town property record for 2 Scott Rd, Sandy Creek, NY 13145

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,988 sqft · built 1861
Lot Size	9 acres (392,040 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (May 2020)
Tax Bill	$3,353 (2026)
Deeds & Mortgages	Jun 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`355289 009.00-01-01`

Property Details

APN / Parcel Number

Primary APN	`355289 009.00-01-01`
Alternative APN	`528900900000010010000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,988 sqft Living Area
1st Floor Area	1,042 sqft
2nd Floor Area	946 sqft

Exterior

Year Built	Built 1861
Effective Year Built	Effective 1861
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	392,040 sqft (9 acres)
Garage Type	Attached
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	154 sqft
Shed	1 Shed
Quonset Hut	Quonset Hut
Silo	Silo

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2 SCOTT RD
City	SANDY CREEK
State	NY
Zip	13145-3108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT-WF
Legal Description	LOT 11 088-002-000
Legal Subdivision	CONSTABLES PURCHASE
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	OSWEGO NY
Township / Civil Division	SANDY CREEK
Census Block Group	1
Census Block	1024
Census Tract	20201

Owner

2 Scott Rd is owned and occupied by an individual who bought it in May 2020.

Source: Oswego County and Sandy Creek Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2 SCOTT RD, SANDY CREEK, NY 13145-3108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK NA
May 12, 2020	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2020 · Amount on File
Deed Sale	May 12, 2020 · Amount on File
Prior Sale	Jul 20, 2000 · Amount on File
Deed Document Number	20203681
Prior Transfer Date	May 4, 2020
Prior Transfer Doc	0000003681
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	2 SCOTT RD, SANDY CREEK, NY 13145-3108
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	JEFFERSON ABSTRACT COMPANY, JEFFERSON ABSTRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SCOTT RD, SANDY CREEK, NY 13145-3108

Mortgage

Document Number	0000006827
Date	Jun 16, 2021
Instrument	R-2021-006827

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 22, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	May 12, 2020
Property Address	2 SCOTT RD, SANDY CREEK, NY 13145-3108
Document Number	0000003681
Instrument Date	May 4, 2020
Instrument	R-2020-003681
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 SCOTT RD, 2, SANDY CREEK, NY 13145-3108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8343 SWAN RD, ADAMS, NY 13605-2341

Mortgage

Document Number	0000003682
Date	May 12, 2020
Instrument	R-2020-003682

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 22, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2 Scott Rd was $3,353 with a homeowner's exemption, up 28.3% from the year before.

Source: Oswego County and Sandy Creek Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Sandy Creek Town
Unified School District	Sandy Creek Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,353.00 (+28.32%) Homeowner's exemption
2025	$2,613.00	$101,900 Land $15,900 Building $86,000	$161,746 Land $25,238 Building $136,508
2023		$77,000 Land $13,100 Building $63,900	$118,462 Land $20,154 Building $98,308

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Scott Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Scott Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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