York County and Saco City property record for 2 Schooner Way, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,847 sqft · built 2024 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,900,000 (Nov 2024) |
| Tax Bill | $31,051 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Mar 2024 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2022201 |
| Primary APN | 2022201 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 3,847 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 2022201 |
|---|---|
| Street Address | 2 SCHOONER WAY |
| City | OLD ORCHARD BEACH |
| State | ME |
| Zip | 04064-3010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RBD |
| Legal Block | 2 |
| Legal Lot Number | 201 |
| Jurisdiction | OLD ORCHARD BEACH ME |
| Township / Civil Division | OLD ORCHARD BEACH |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 6104 |
Source: York County and Saco City records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 SANDY POINT RD, SCARBOROUGH, ME 04074-9028 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 26, 2023 | Deed of Trust, Mortgage · Commercial Mortgage MACHIAS SAVINGS BANK |
| Mar 11, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance MACHIAS SAVINGS BANK |
| Nov 14, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2024 · Amount on Record |
| Deed Sale | Nov 14, 2024 · Amount on Record |
| Deed Book / Page | 19554 / 426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD ORCHARD BEACH ME |
| Property Address | 2 SCHOONER WAY, OLD ORCHARD BEACH, ME 04064-3010 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0191880945 |
|---|---|
| Date | Jan 26, 2023 |
| Book Page | 19188/945 |
| Instrument | 2023002150 |
| Name | MACHIAS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD ORCHARD BEACH ME |
| Property Address | 2 SCHOONER WAY, OLD ORCHARD BEACH, ME 04064-3010 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0194000062 |
|---|---|
| Date | Mar 11, 2024 |
| Book Page | 19400/62 |
| Instrument | 2024006960 |
| Name | MACHIAS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLD ORCHARD BEACH ME |
| Recording Date | Nov 14, 2024 |
| Property Address | 2 SCHOONER WAY, OLD ORCHARD BEACH, ME 04064-3010 |
| Document Number | 0195540426 |
| Book / Page | 19554 / 426 |
| Instrument Date | Nov 14, 2024 |
| Instrument | 2024038831 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1 SANDY POINT RD, SCARBOROUGH, ME 04074-9028 |
| Document Number | 2024038832 |
|---|---|
| Date | Nov 14, 2024 |
| Instrument | 2024038832 |
| Name | CAMDEN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: York County and Saco City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $31,051.00 (+6.62%) | $2,676,800 (-) Land $1,129,300 Building $1,547,500 |
| 2024 | $29,124.00 (+192.41%) | $2,676,800 (+206.38%) Land $1,129,300 Building $1,547,500 |
| 2023 | $9,960.00 (+2.47%) | $873,700 (+10.02%) Land $873,700 |
| 2022 | $9,720.00 | $794,100 Land $794,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 94 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 194 units insured incl. 100 condo units |
| Nearby Flood Claims | 18 (2010–2024) |
| Claims Outside the SFHA | 5 of 18 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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