2 Schooner Ln, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 2 Schooner Ln, Bluffton, SC 29909 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,938 sqft · built 2000
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$323,740 (Jan 2001)
Tax Bill	$2,150 (2025)
Deeds & Mortgages	Dec 2021 Reverse Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08295409`

Property Details

APN / Parcel Number

Primary APN	`08295409`
Alternative APNs	`R600 013 000 0102 0000` `R603 013 000 0102 0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,938 sqft Living Area
1st Floor Area	1,938 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2 SCHOONER LN
City	BLUFFTON
State	SC
Zip	29909-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49 RIVERBEND S/D BLK 100 B PB65 P141 PB74 P174 PB77 P68 PB91 P21-26 PB101 P7
Legal Subdivision	RIVERBEND BY SUNCITY
Legal Block	100
Legal Lot Number	49
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1114
Census Tract	2202

Owner

Source: Beaufort County records · APN 08295409

Assessment roll updated March 12, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 SCHOONER LN, BLUFFTON, SC 29909-4305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 06, 2021	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Nov 21, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 21, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 08, 2001 · Amount on Record
Deed Sale	Jan 08, 2001 · Amount on Record
Deed Document Number	2001509
Deed Book / Page	1371 / 1053
Last Transfer Date	Dec 17, 2010
Transfer Doc	0000006756
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	2 SCHOONER LN, BLUFFTON, SC 29909-4305
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SCHOONER LN, BLUFFTON, SC 29909-4305

Mortgage

Document Number	0000083815
Date	Dec 06, 2021
Book Page	4090/3050
Instrument	2021083815

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	823 Months
Due	Jul 29, 2090

Interest

Rate Type	Adjustable Rate
Rate	1.79%
Type Change Date	Dec 01, 2021
Change Frequency	Annually
Index	1-Year CMT

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	2 SCHOONER LN, BLUFFTON, SC 29909-4305
Document Number	0000063740
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 SCHOONER LN BLUFFTON SC 299094305, BLUFFTON, SC 29909-4305

Mortgage

Document Number	0000063740
Date	Nov 27, 2017
Book Page	003624/001102
Instrument	63740

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	876 Months
Due	Nov 26, 2090

Interest

Rate Type	Adjustable Rate
Rate	4.65%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	2 SCHOONER LN, BLUFFTON, SC 29909-4305
Document Number	0000063739
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 SCHOONER LN BLUFFTON SC 299094305, BLUFFTON, SC 29909-4305

Mortgage

Document Number	0000063739
Date	Nov 27, 2017
Book Page	003624/001084
Instrument	63739

Lender

Name	FIRSTBANK
Type	Bank
Address	BIRMINGHAM, AL 35243

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	876 Months
Due	Nov 26, 2090

Interest

Rate Type	Adjustable Rate
Rate	4.65%

Tax Assessment & Valuation

Source: Beaufort County records · Assessment roll updated March 12, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,150.00 (-0.09%)	$16,850 (-)
2024	$2,152.00	$16,850 (-)	$553,200 (-) Land $158,000 Building $395,200
2023	$2,152.00 (+8.74%)	$16,850 (+14.94%)	$553,200 (+39.56%) Land $158,000 Building $395,200
2022	$1,979.00	$14,660	$396,400 Land $150,000 Building $246,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), updated March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450130022021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 985 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	985 in force
Nearby Flood Claims	23 (2009–2022)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2022, Hurricane Ian
Claims By Storm	Hurricane Irma, Sep 2017 · 6 claims Hurricane Matthew, Oct 2016 · 13 claims

Wildfire

Wildfire Risk	Low above 34% of the US · above 7% of South Carolina
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 99 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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