2 School St, Johnstown, NY 12095 Property Records

Fulton County and Johnstown City property record for 2 School St, Johnstown, NY 12095

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,750 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jun 2024)
Tax Bill	$2,145 (2026)
Deeds & Mortgages	Oct 2009 Mortgage Jun 2024 Sale & Mortgage + 1 more
APN	`170800 174.7-4-19`

Property Details

APN / Parcel Number

Primary APN	`170800 174.7-4-19`
Alternative APN	`080017400700040190000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,750 sqft Total Area
1st Floor Area	1,375 sqft
2nd Floor Area	1,375 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	85 ft deep x 50 ft wide
Porch	Slab
Porch Area	431 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2 SCHOOL ST
City	JOHNSTOWN
State	NY
Zip	12095-2109
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	C
Legal Block	4
Legal Lot Number	19.000
Jurisdiction	FULTON NY
Township / Civil Division	JOHNSTOWN
Census Block Group	5
Census Block	5013
Census Tract	971300

Owner

Source: Fulton County and Johnstown City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	114 LINCOLN ST, GLOVERSVILLE, NY 12078-1908
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2009	Deed of Trust, Mortgage BANK OF AMERICA FSB
Jun 18, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Oct 6, 2009	Intrafamily Transfer, Transfer MARY S BROWN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2024 · Amount on Record
Deed Sale	Jun 18, 2024 · Amount on Record
Prior Transfer Date	Sep 29, 2009
Prior Transfer Doc	0000001133/000000017
Record Updated	Oct 29, 2026

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	2 SCHOOL ST, JOHNSTOWN, NY 12095-2109
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002057/0000000014
Date	Oct 6, 2009
Book Page	0000002057/0000000014
Instrument	2009-04715

Lender

Name	BANK OF AMERICA FSB
Type	Bank

Agreement

Amount	Amount Recorded

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON NY
Recording Date	Jun 18, 2024
Property Address	2 SCHOOL ST, JOHNSTOWN, NY 12095-2109
Document Number	0202486695
Instrument Date	Jun 17, 2024
Instrument	2024-86695
Transaction Type	Transfer
Record Updated	Apr 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 LINCOLN ST, GLOVERSVILLE, NY 12078-1908

Mortgage

Document Number	0202486696
Date	Jun 18, 2024
Instrument	2024-86696

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2009: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FULTON NY
Recording Date	Oct 6, 2009
Property Address	2 SCHOOL ST, JOHNSTOWN, NY 12095-2109
Document Number	0000001133/0000000179
Book / Page	0000001133 / 0000000179
Instrument Date	Sep 29, 2009
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	MARY S BROWN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 N CHASE ST, JOHNSTOWN, NY 12095-1807
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
Municipality	Johnstown City
Unified School District	Johnstown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,145.00 (-31.47%)
2025	$3,130.00	$68,000 (-) Land $8,000 Building $60,000	$109,677 (+20.97%) Land $12,903 Building $96,774
2023		$68,000 Land $8,000 Building $60,000	$90,667 Land $10,667 Building $80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTOWN (C) WATER WORKS serves 8,154 people · EPA ID NY1700019
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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