2 School St, Cohoes, NY 12047 Property Records

Albany County and Cohoes City property record for 2 School St, Cohoes, NY 12047

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 3,000 sqft · built 1880
Lot Size	0.03 acres (1,325 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Oct 2024)
Tax Bill	$4,494 (2026)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Jan 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`010300 10.7-7-18.12`

Property Details

APN / Parcel Number

Primary APN	`010300 10.7-7-18.12`
Alternative APNs	`030001000700070180120000` `01000700070180120000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	3,000 sqft Total Area
1st Floor Area	1,000 sqft
2nd Floor Area	1,000 sqft
Upper Floors Area	1,000 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Brick
Lot Area	1,325 sqft (0.03 acres)
Lot Dimensions	53 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01000700070180120000
Street Address	2 SCHOOL ST
City	COHOES
State	NY
Zip	12047-1711
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	HDI1
Legal Block	7
Legal Lot Number	18.012
Jurisdiction	ALBANY NY
Township / Civil Division	COHOES
Census Block Group	1
Census Block	1009
Census Tract	12900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Harmony Mill Historic District listed 1978 · 300 contributing resources · National Historic Landmark (designated 1999) · NRIS 78003151

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2 School St, a duplex, is owned by an individual who bought it in October 2024.

Source: Albany County and Cohoes City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	11 EAST AVE, TROY, NY 12180-7858
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2019	Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK
Jan 16, 2019	Trustee's Deed, Foreclosure INSIGHT TITLE AGENCY/NY, INSIGHT TITLE AGCY/NY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2024 · Amount on File
Deed Sale	Oct 4, 2024 · Amount on File
Prior Sale	Jun 4, 2019 · Amount on File
Deed Document Number	202416732
Prior Transfer Date	Dec 20, 2018
Prior Transfer Doc	0000001235
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Jun 4, 2019
Property Address	2 SCHOOL ST, COHOES, NY 12047-1711
Document Number	0000000640
Instrument Date	May 29, 2019
Instrument	R2019-10640
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 STERUP DR, TROY, NY 12180-9707

Mortgage

Document Number	0000000641
Date	Jun 4, 2019
Instrument	R2019-10641

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ALBANY NY
Recording Date	Jan 16, 2019
Property Address	2 SCHOOL ST, COHOES, NY 12047-1711
Document Number	0000001235
Instrument Date	Dec 20, 2018
Instrument	1235
Transaction Type	Foreclosure
Record Updated	Feb 14, 2019
Title Company	INSIGHT TITLE AGENCY/NY, INSIGHT TITLE AGCY/NY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 2 School St was $4,494, up 45.6% from the year before.

Source: Albany County and Cohoes City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Cohoes City
Unified School District	Cohoes City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,494.00 (+45.58%)
2025	$3,087.00	$80,000 Land $4,500 Building $75,500	$237,037 Land $13,333 Building $223,704
2023		$80,000 (-) Land $4,500 Building $75,500	$200,000 (+5.48%) Land $11,250 Building $188,750
2022		$80,000 Land $4,500 Building $75,500	$189,618 Land $10,666 Building $178,952
2021	$3,027.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 School St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 School St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COHOES CITY serves 18,447 people · EPA ID NY0100192
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Apr 2026 Turbidity resolved · Jan 2025
Treatment and Procedure	No certified operator currently in violation since Apr 2026
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Massivemesh Networks, Verizon.

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