2 Schley St, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 2 Schley St, Garfield, NJ 07026

Property Summary

Property Type	Single Family Home
Details	1,032 sqft · built 1920
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on File
Last Sale	$224,950 (Jan 2020)
Tax Bill	$7,469 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-00114-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`21-00114-0000-00001`
Alternative APNs	`210011400001` `002827`

Interior

Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	100 ft deep x 45 ft wide

Location & Zoning

Account Number	002827
Street Address	2 SCHLEY ST
City	GARFIELD
State	NJ
Zip	07026-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	4500 SF
Legal Block	114
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	GARFIELD
Census Block Group	4
Census Block	4007
Census Tract	21300

Owner

2 Schley St is owned and occupied by an individual who bought it in January 2020.

Source: Bergen County and Garfield City records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2 SCHLEY ST, GARFIELD, NJ 07026-2721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 21, 2019	Deed of Trust, Mortgage · FHA Mortgage AMRES CORP
Jan 13, 2020	Grant Deed, Transfer · FHA Mortgage AMRES CORP
Jul 9, 2018	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2020 · Amount on File
Deed Sale	Jan 13, 2020 · Amount on File
Prior Sale	May 25, 2005 · Amount on File
Deed Document Number	20202359
Deed Book / Page	3458 / 412
Prior Transfer Date	Feb 20, 2018
Prior Transfer Doc	0029890253
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	2 SCHLEY ST, GARFIELD, NJ 07026-2721
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044531267
Date	Nov 10, 2021
Book Page	4453/1267
Instrument	2021168641

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Dec 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	2 SCHLEY ST, GARFIELD, NJ 07026-2721
Document Number	0034580419
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE SERVICES CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SCHLEY ST GARFIELD NJ 070262721, GARFIELD, NJ 07026-2721

Mortgage

Document Number	0034580419
Date	Jan 13, 2020
Book Page	003458/000419
Instrument	20002360

Lender

Name	AMRES CORP
Address	FEASTERVILLE TREVOSE, PA 19053

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 13, 2020
Property Address	2 SCHLEY ST, GARFIELD, NJ 07026-2721
Document Number	0034580412
Book / Page	003458 / 000412
Instrument Date	Jul 24, 2019
Instrument	20002359
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE SERVICES CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SCHLEY ST GARFIELD NJ 070262721, GARFIELD, NJ 07026-2721

Mortgage

Document Number	34580419
Date	Jan 13, 2020
Book Page	003458/000419
Instrument	20002360

Lender

Name	AMRES CORP
Address	FEASTERVILLE TREVOSE, PA 19053

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2050

July 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 9, 2018
Property Address	2 SCHLEY ST, GARFIELD, NJ 07026-2721
Document Number	0029890253
Book / Page	002989 / 000253
Instrument Date	Feb 20, 2018
Instrument	47973
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2 Schley St was $7,469, up 4.3% from the year before.

Source: Bergen County and Garfield City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Garfield City
Unified School District	Garfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,700 (-) Land $122,500 Building $92,200	$214,700 (-) Land $122,500 Building $92,200
2025	$7,469.00 (+4.26%)	$214,700 Land $122,500 Building $92,200	$214,700 Land $122,500 Building $92,200
2024	$7,164.00
2023		$214,700 Land $122,500 Building $92,200	$214,700 Land $122,500 Building $92,200
2022	$6,696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Schley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Schley St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 796 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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