Cumberland Town property record for 2 Sandy Way, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,728 sqft · built 1991 |
| Lot Size | 0.343 acres (14,941 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $545,000 (Jun 2021) |
| Tax Bill | $6,171 (2026) |
| Deeds & Mortgages | May 2025 Line of Credit Oct 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-0008-92 |
| Primary APN | 1-0008-92 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 2,760 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,941 sqft (0.343 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 1-0008-92 |
|---|---|
| Street Address | 2 SANDY WAY |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-3400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 265 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11403 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Lime Kilns listed 1984 · 3 contributing resources · NRIS 84002015 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 SANDY WAY, CUMBERLAND, RI 02864-3400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 8, 2025 | Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION |
| Oct 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Jun 24, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage NAVIGANT CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2021 · Amount on File |
| Deed Sale | Jun 24, 2021 · Amount on File |
| Prior Sale | Aug 31, 2012 · Amount on File |
| Deed Document Number | 2021125194 |
| Deed Book / Page | 1894 / 153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 2 SANDY WAY, CUMBERLAND, RI 02864-3400 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002001-479 |
|---|---|
| Date | May 8, 2025 |
| Book Page | 2001/479 |
| Instrument | 149128 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 2 SANDY WAY, CUMBERLAND, RI 02864-3400 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001858-914 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 1858/914 |
| Instrument | 118063 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jun 24, 2021 |
| Property Address | 2 SANDY WAY, CUMBERLAND, RI 02864-3400 |
| Document Number | 001894-153 |
| Book / Page | 1894 / 153 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 125194 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2 SANDY WAY, CUMBERLAND, RI 02864-3400 |
| Document Number | 0000125195 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 125195 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,171.00 (+1.76%) | $616,500 (+24.75%) Land $267,200 Building $349,300 | $641,219 |
| 2025 | $6,064.00 (+5.59%) | $494,200 (-) Land $193,100 Building $301,100 | |
| 2023 | $5,743.00 (+2.79%) | $494,200 (+32.6%) Land $193,100 Building $301,100 | |
| 2022 | $5,587.00 | $372,700 Land $139,200 Building $233,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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