York County property record for 2 Sandy Cove Rd, Clover, SC 29710
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,503 sqft · built 1978 |
| Lot Size | 0.454 acres (19,791 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $685,000 (Sep 2022) |
| Tax Bill | $3,582 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 579-03-01-002 |
| Primary APN | 579-03-01-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,503 sqft Living Area |
| Gross Area | 3,966 sqft |
| 1st Floor Area | 1,348 sqft |
| 2nd Floor Area | 1,155 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,791 sqft (0.454 acres) |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 68 sqft |
| Deck Area | Deck Area |
| Patio Area | 1,020 sqft |
| Street Address | 2 SANDY COVE RD |
|---|---|
| City | CLOVER |
| State | SC |
| Zip | 29710-8930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCI |
| Legal Description | LOT 2 SEC XVII BLK F |
| Legal Subdivision | RIVER HILLS |
| Legal Block | F |
| Legal Lot Number | 2 |
| Jurisdiction | YORK SC |
| Township / Civil Division | CLOVER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 61710 |
2 Sandy Cove Rd is owned and occupied by two individuals who bought it in September 2022.
Source: York County records, as of May 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 SANDY COVE RD, CLOVER, SC 29710-8930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KELLER MORTGAGE LLC |
| Sep 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Oct 22, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| May 5, 2020 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 30, 2017 | Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2022 · Amount on File |
| Deed Sale | Sep 22, 2022 · Amount on File |
| Prior Sale | May 5, 2020 · Amount on File |
| Deed Document Number | 202241318 |
| Deed Book / Page | 20416 / 17 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 2 SANDY COVE RD, CLOVER, SC 29710-8930 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 1924800100 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 19248/100 |
| Instrument | 2021026951 |
| Name | KELLER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DUBLIN, OH 43016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Sep 22, 2022 |
| Property Address | 2 SANDY COVE RD, CLOVER, SC 29710-8930 |
| Document Number | 2041600017 |
| Book / Page | 20416 / 17 |
| Map Reference | MB 125 PG 555 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 2022041318 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,781.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2 SANDY COVE RD, LAKE WYLIE, SC 29710-8930 |
| Document Number | 2022041319 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 2022041319 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 2 SANDY COVE RD, LAKE WYLIE, SC 29710-8930 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1724200217 |
|---|---|
| Date | Oct 22, 2018 |
| Book Page | 17242/217 |
| Instrument | 2018045561 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28273 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | May 5, 2020 |
| Property Address | 2 SANDY COVE RD, LAKE WYLIE, SC 29710-8930 |
| Document Number | 1824500210 |
| Book / Page | 18245 / 210 |
| Map Reference | MB 125 PG 555 |
| Instrument Date | Apr 21, 2020 |
| Instrument | 2020018899 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,476.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2 SANDY COVE RD, LAKE WYLIE, SC 29710-8930 |
| Document Number | 1824500213 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 18245/213 |
| Instrument | 2020018900 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Nov 30, 2017 |
| Property Address | 2 SANDY COVE RD, LAKE WYLIE, SC 29710-8930 |
| Document Number | 1671700483 |
| Book / Page | 16717 / 483 |
| Map Reference | MB 125 PG 555 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 201700051479 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,276.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2 SANDY COVE RD, LAKE WYLIE, SC 29710-8930 |
| Document Number | 201700051480 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 201700051480 |
| Name | SIRVA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 2 Sandy Cove Rd was $3,582.
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,582.00 | $26,168 Land $4,000 Building $22,168 | $654,200 Land $100,000 Building $554,200 |
| 2023 | $3,764.00 | $25,983 Land $3,000 Building $22,983 | $649,586 Land $75,000 Building $574,586 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2 Sandy Cove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Sandy Cove Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003 |
|---|---|
| Water Source | Purchased surface water from CITY OF ROCK HILL |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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