2 San Clemente Dr, Carmel Valley, CA 93924 Property Records

Monterey County property record for 2 San Clemente Dr, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,430 sqft · built 2006
Lot Size	5.65 acres (246,332 sqft)
Owner	2 Trust Names on File
Last Sale	$3,000,000 (Mar 2024)
Tax Bill	$32,188 (2025)
Deeds & Mortgages	Aug 2026 Sale Apr 2022 Second Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`197-191-002-000`

Property Details

APN / Parcel Number

Primary APN	`197-191-002-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,430 sqft Living Area
1st Floor Area	3,430 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	246,332 sqft (5.65 acres)
Garage Area	1,731 sqft
Parking Spaces	6 Parking Spaces

Location & Zoning

Street Address	2 SAN CLEMENTE DR
City	CARMEL VALLEY
State	CA
Zip	93924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SLEEPY HOLLOW TRACT NO 858 LOT 2 5.655 AC EXC SCENIC EASEMENT TO MONTEREY COU NTY REEL 1317 PG 58 MARCH 21 1979
Legal Subdivision	SLEEPY HOLLOW
Legal Tract	858
Legal Lot Number	2
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	2
Census Block	2014
Census Tract	11002

Owner

2 San Clemente Dr is owner-occupied and held in a trust since August 2026.

Source: Monterey County records, as of August 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2 SLEEPY HOLLOW DR, CARMEL VALLEY, CA 93924-9149
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK OF THE WEST
Mar 16, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Mar 29, 2024	Grant Deed, Transfer · Conventional Mortgage STANFORD FCU
Oct 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Oct 30, 2020	Quit Claim Deed CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jan 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 25, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Nov 27, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF WEST
Sep 6, 2017	Quit Claim Deed, Transfer PRINCETON CAP
Aug 30, 2017	Deed of Trust, Mortgage PRINCETON CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2024 · Amount on File
Deed Sale	Mar 29, 2024 · Amount on File
Prior Sale	Nov 21, 2012 · Amount on File
Deed Document Number	202410759
Last Transfer Date	Aug 11, 2026
Transfer Doc	0000027489
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTEREY CA
Recording Date	Aug 13, 2026
Property Address	2 SAN CLEMENTE DR, CARMEL VALLEY, CA 93924
Document Number	0000027489
Instrument Date	Aug 11, 2026
Instrument	202627489
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2 SLEEPY HOLLOW DR, CARMEL VALLEY, CA 93924-9149

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	2 SAN CLEMENTE DR, CARMEL VALLEY, CA 93924
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SLEEPY HOLLOW DR, CARMEL VALLEY, CA 93924-9149

Mortgage

Document Number	0000017723
Date	Apr 12, 2022
Instrument	2022017723

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	2 SAN CLEMENTE DR, CARMEL VALLEY, CA 93924
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SLEEPY HOLLOW DR, CARMEL VALLEY, CA 93924-9149

Mortgage

Document Number	0000019161
Date	Mar 16, 2021
Instrument	2021019161

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 29, 2024
Property Address	2 SAN CLEMENTE DR, CARMEL VALLEY, CA 93924
Document Number	0000010759
Map Reference	MB 13 PG 112
Instrument Date	Mar 25, 2024
Instrument	2024010759
Transaction Type	Transfer
Record Updated	Apr 15, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2 SLEEPY HOLLOW DR, CARMEL VALLEY, CA 93924-9149

Mortgage

Document Number	0000010760
Date	Mar 29, 2024
Instrument	2024010760

Lender

Name	STANFORD FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.7%
Margin	3
Max Rate	11.7%

Mortgage

Document Number	0000010761
Date	Mar 29, 2024
Instrument	2024010761

Lender

Name	MORTGAGE HEALTH PROPERTIES LLC
Address	BURLINGAME, CA 94010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Oct 30, 2020
Property Address	2 SAN CLEMENTE DR, CARMEL VALLEY, CA 93924-9019
Document Number	0000062520
Map Reference	VOL 13 PG 112
Instrument Date	Oct 19, 2020
Instrument	2020062520
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2 SLEEPY HOLLOW DR, CARMEL VALLEY, CA 93924-9149

Mortgage

Document Number	0000062522
Date	Oct 30, 2020
Instrument	2020062522

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 30, 2020
Property Address	2 SAN CLEMENTE DR, CARMEL VALLEY, CA 93924-9019
Document Number	0000062523
Instrument Date	Oct 19, 2020
Instrument	62523
Record Updated	Nov 12, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2 SLEEPY HOLLOW DR CARMEL VALLEY CA 939249149, CARMEL VALLEY, CA 93924-9149

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 21, 2020
Property Address	2 SAN CLEMENTE DR, CARMEL VALLEY, CA 93924-9019
Document Number	0000003239
Instrument Date	Jan 14, 2020
Instrument	3239
Transaction Type	Transfer
Record Updated	Feb 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2 SLEEPY HOLLOW DR CARMEL VALLEY CA 939249149, CARMEL VALLEY, CA 93924-9149

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 25, 2018
Property Address	2 SAN CLEMENTE DR, CARMEL VALLEY, CA 93924-9019
Document Number	0000003090
Instrument Date	Jan 22, 2018
Instrument	3090
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2 SLEEPY HOLLOW DR CARMEL VALLEY CA 939249149, CARMEL VALLEY, CA 93924-9149

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	2 SAN CLEMENTE DR, CARMEL VALLEY, CA 93924-9019
Document Number	0000067980
Instrument Date	Nov 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2 SLEEPY HOLLOW DR CARMEL VALLEY CA 939249149, CARMEL VALLEY, CA 93924-9149

Mortgage

Document Number	0000067980
Date	Dec 11, 2017
Instrument	67980

Lender

Name	BANK OF WEST
Address	LOS GATOS, CA 95030

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2047

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 6, 2017
Property Address	2 SAN CLEMENTE DR, CARMEL VALLEY, CA 93924-9019
Document Number	0000048090
Instrument Date	Aug 31, 2017
Instrument	48090
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2 SLEEPY HOLLOW DR CARMEL VALLEY CA 939249149, CARMEL VALLEY, CA 93924-9149

Mortgage

Document Number	48091
Date	Sep 6, 2017
Instrument	48091

Lender

Name	PRINCETON CAP
Type	Funding / Finance Company
Address	16780 LARK AVE, LOS GATOS, CA 95032-7693

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	2 SAN CLEMENTE DR, CARMEL VALLEY, CA 93924-9019
Document Number	0000048091
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2 SLEEPY HOLLOW DR CARMEL VALLEY CA 939249149, CARMEL VALLEY, CA 93924-9149

Mortgage

Document Number	0000048091
Date	Sep 6, 2017
Instrument	48091

Lender

Name	PRINCETON CAP
Type	Funding / Finance Company
Address	16780 LARK AVE, LOS GATOS, CA 95032-7693

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2 San Clemente Dr was $32,188 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,121,200 (+2%) Land $1,248,480 Building $1,872,720
2025	$32,188.00 Homeowner's exemption	$3,060,000 Land $1,224,000 Building $1,836,000
2023	$17,800.00 (+3.38%)	$1,668,882 Land $828,523 Building $840,359
2022	$17,218.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2 San Clemente Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 San Clemente Dr is high, ranking above 82% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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