2 Saint Charles Rd, Baltimore (Brooklyn), MD 21225 Property Records

Anne Arundel County property record for 2 Saint Charles Rd, Baltimore, MD 21225

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,583 sqft · built 1960
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Sep 2025)
Tax Bill	$3,534 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-000-01484200`

Property Details

APN / Parcel Number

Primary APN	`05-000-01484200`
Alternative APNs	`5-000-01484200` `00001484200`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,583 sqft Living Area
1st Floor Area	1,340 sqft
Basement Area	765 sqft
Finished Basement	765 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Carport
Garage Area	330 sqft
Carport	Carport
Carport Area	330 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00001484200
Street Address	2 SAINT CHARLES RD
City	BROOKLYN
State	MD
Zip	21225-3321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	.371 ACRE NR PATAPSCO PARK
Legal Subdivision	NR PATAPSCO PARK
Legal Block	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	1
Census Block Group	2
Census Block	2009
Census Tract	750201

Owner

2 Saint Charles Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 SAINT CHARLES RD, BROOKLYN, MD 21225-3321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · FHA Mortgage PROSPERITY HOME MORTGAGE
Sep 26, 2025	Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Mar 14, 2024	Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on File
Deed Sale	Sep 26, 2025 · Amount on File
Prior Sale	Mar 14, 2024 · Amount on File
Deed Book / Page	41679 / 432
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 11, 2026
Property Address	2 SAINT CHARLES RD, BROOKLYN, MD 21225-3321
Document Number	4243000156
Book / Page	42434 / 156
Instrument Date	May 20, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2 SAINT CHARLES RD, BROOKLYN, MD 21225-3321

Mortgage

Document Number	4243000156,
Date	Jun 11, 2026
Book Page	42434/156

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 26, 2025
Property Address	2 SAINT CHARLES RD, BALTIMORE, MD 21225-3321
Document Number	0416790432
Book / Page	41679 / 432
Instrument Date	Aug 18, 2025
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	REGAL TITLE AGENCY, REALM TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,037.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 SAINT CHARLES RD, BALTIMORE, MD 21225-3321

Mortgage

Document Number	0041679439
Date	Sep 26, 2025
Instrument	41679/439

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

March 2024: Deed, Construction Loan

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 14, 2024
Property Address	2 SAINT CHARLES RD, BALTIMORE, MD 21225-3321
Document Number	0402980219
Book / Page	40298 / 219
Instrument Date	Feb 13, 2024
Transaction Type	Construction Loan
Record Updated	Mar 29, 2024
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1251 OLD CAMP MEADE RD, SEVERN, MD 21144-1138
Investor	Possibly a Property Investor

Mortgage

Document Number	0040298225
Date	Mar 14, 2024
Instrument	40298/225

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2 Saint Charles Rd was $3,534.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,633 (+9.13%)	$352,100 (+27.39%) Land $107,100 Building $245,000
2025	$3,534.00	$276,400 Land $82,100 Building $194,300	$276,400 Land $82,100 Building $194,300
2023	$2,125.00 Homeowner's exemption	$255,000	$276,400 Land $82,100 Building $194,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Saint Charles Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	10 (1979–2014)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Apr 2014 · river or lake flooding
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Saint Charles Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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