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2 Saint Charles Pl, Flagler Beach, FL 32136 Property Records

Flagler County property record for 2 Saint Charles Pl, Flagler Beach, FL 32136 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,385 sqft · built 1999
Lot Size0.381 acres (16,596 sqft)
Owner2 Individual Names on File
Last Sale$499,000 (Nov 2021)
Tax Bill$5,096 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN37-12-31-1925-00000-0160

Property Details

APN / Parcel Number

Primary APN37-12-31-1925-00000-0160

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,385 sqft Living Area
Gross Area3,742 sqft
1st Floor Area2,385 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,596 sqft (0.381 acres)
DrivewayConcrete Driveway
Driveway Area1,353 sqft
Pool Area450 sqft
Deck Area550 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2 SAINT CHARLES PL
CityFLAGLER BEACH
StateFL
Zip32136-4903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRCHILD OAKS PHASE I LOT 16 MB 31 PG 2 AND .002 AC DESCIN 678/1412 OR 660 PG 36 OR 678 PG 1412 OR 2062/1503-CD
Legal Range31E
Legal Township12S
Legal Section37
Legal SubdivisionFAIRCHILD OAKS
Legal Phase1
Legal Lot Number16
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group2
Census Block2002
Census Tract60304

Owner

Source: Flagler County records · APN 37-12-31-1925-00000-0160

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2 SAINT CHARLES PL, FLAGLER BEACH, FL 32136-4903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 08, 2021 · Amount on Record
Deed SaleNov 08, 2021 · Amount on Record
Prior SaleJul 09, 1999 · Amount on Record
Deed Document Number202161669
Deed Book / Page2625 / 1690
Prior Transfer DateFeb 12, 2015
Prior Transfer Doc0020621503
Record UpdatedJun 08, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateNov 08, 2021
Property Address2 SAINT CHARLES PL, FLAGLER BEACH, FL 32136-4903
Document Number0026251690
Book / Page2625 / 1690
Map ReferenceMB 31 PG 2&3
Instrument DateNov 04, 2021
Instrument2021061669
Transaction TypeTransfer
Record UpdatedNov 23, 2021
Title CompanyHILCOAST TITLE INSURANCE AGENCY INC, COAST TITLE INS AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,493.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2 SAINT CHARLES PL, 2, FLAGLER BEACH, FL 32136-4903

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 SAINT CHARLES PL, FLAGLER BEACH, FL 32136-4903

Mortgage

Document Number26251691
DateNov 08, 2021
Instrument2625/1691
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,096.00 (-8.71%) Homeowner's exemption$402,800 (+0.4%) Land $83,000 Building $319,800$402,800 (-0.49%) Land $83,000 Building $319,800
2024$5,582.00 (+0.13%)
2023$5,575.00 (+4.52%) Homeowner's exemption$401,212 (+3%)$404,795 (+3.92%) Land $78,000 Building $326,795
2022$5,334.00 Homeowner's exemption$389,526 Land $78,000 Building $311,526$389,526 Land $78,000 Building $311,526

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350603042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 64 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies64 in force
Nearby Flood Claims8 (2016–2024)
Claims Outside the SFHA5 of 8
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 6 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 592 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TFiber1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Metronet Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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