Suffolk County and Smithtown Town property record for 2 Saddle Ln, Saint James, NY 11780
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,439 sqft · built 1986 |
| Lot Size | 2.01 acres (87,556 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,200,000 (Feb 2010) |
| Tax Bill | $28,600 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 473403 3.-4-4.2 |
| Primary APN | 473403 3.-4-4.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 3,439 sqft Living Area |
| Gross Area | 4,444 sqft |
| 1st Floor Area | 2,099 sqft |
| 2nd Floor Area | 1,340 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 87,556 sqft |
| Garage Type | Attached |
| Garage Area | 645 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool House | 648 sqft |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 2 SADDLE LN |
|---|---|
| City | SAINT JAMES |
| State | NY |
| Zip | 11780-3502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1-37026.2 TC-75 THE PADDOCKS LOT 2 *7757 |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 135004 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 SADDLE LN, SAINT JAMES, NY 11780-3502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2010 · Amount on Record |
| Deed Sale | Feb 5, 2010 · Amount on Record |
| Deed Book / Page | 21615 / 675 |
| Record Updated | Sep 20, 2026 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Municipality | Nissequogue Village |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,135 (+2.8%) Land $1,400 Building $12,735 | $1,766,875 (+11,079.92%) Land $175,000 Building $1,591,875 | |
| 2024 | $28,600.00 | ||
| 2023 | $13,750 Land $1,400 Building $12,350 | $15,804 Land $1,609 Building $14,195 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 49 (1978–2024) |
| Claims Outside the SFHA | 17 of 49 |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures