2 Saddle Dr, Kenova, WV 25530 Property Records

Wayne County property record for 2 Saddle Dr, Kenova, WV 25530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,220 sqft · built 1980
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,000 (Mar 2020)
Tax Bill	$831 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-4-0130.0012`

Property Details

APN / Parcel Number

Primary APN	`02-4-0130.0012`
Alternative APN	`50-02-4-0130.0012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,220 sqft Living Area
1st Floor Area	2,220 sqft

Exterior

Year Built	Built 1980
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	23,087 sqft (0.53 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2 SADDLE DR
City	KENOVA
State	WV
Zip	25530-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.53 FEE & R/W SWEET RUN
Legal Subdivision	SWEET RUN
Jurisdiction	WAYNE WV
Township / Civil Division	CEREDO
Census Block Group	1
Census Block	1051
Census Tract	20400

Owner

Source: Wayne County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 SADDLE DR, KENOVA, WV 25530-9600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 17, 2020	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2020 · Amount on Record
Deed Sale	Mar 17, 2020 · Amount on Record
Deed Document Number	0000744275
Deed Book / Page	744 / 275
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE WV
Property Address	2 SADDLE DR, KENOVA, WV 25530-9600
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	835/479
Date	Apr 29, 2021
Book Page	835/479
Instrument	3130547827

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Apr 1, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WAYNE WV
Recording Date	Mar 17, 2020
Property Address	2 SADDLE DR, KENOVA, WV 25530-9600
Document Number	3130539254
Book / Page	000744 / 000275
Instrument Date	Feb 19, 2020
Instrument	3130539254
Transaction Type	Transfer
Record Updated	Apr 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$559.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 SADDLE DR KENOVA WV 255309600, KENOVA, WV 25530-9600

Mortgage

Document Number	3130539255
Date	Mar 17, 2020
Book Page	000819/000686
Instrument	3130539255

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2050

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Wayne County
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$831.00 (+9.2%)	$63,070 (+1.76%) Land $7,450 Building $55,620	$105,100 (+1.74%) Land $12,400 Building $92,700
2023	$761.00	$61,980 Land $7,440 Building $54,540	$103,300 Land $12,400 Building $90,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2000–2005)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 40% of West Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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