2 S Cays Ct, Coronado, CA 92118 Property Records

San Diego County property record for 2 S Cays Ct, Coronado, CA 92118

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,830 sqft · built 1990
Lot Size11.1 acres (487,559 sqft)
OwnerCompany Name on Record
Last Sale$645,000 (Apr 2002)
Tax Bill$10,487 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN615-180-02-51

Property Details

APN / Parcel Number

Primary APN615-180-02-51

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,830 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleCondo/Apartment
Lot Area487,559 sqft
View / LotBay
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2 S CAYS CT
CityCORONADO
StateCA
Zip92118-3507
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1
Legal DescriptionLOT 854 US 51PER DOC89-024552&UND INT IN TR 012025
Legal SubdivisionCORONADO CAYS
Legal Tract012025
Legal Block2
Legal Lot Number854
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2003
Census Tract10601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2 S CAYS CT, CORONADO, CA 92118-3507
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2002 · Amount on Record
Deed SaleApr 26, 2002 · Amount on Record
Prior SaleApr 26, 2002 · Amount on Record
Deed Document Number2002356240
Last Transfer DateOct 15, 2015
Transfer Doc0000557535
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2 S CAYS CT, CORONADO, CA 92118-3507
Transaction TypeMortgage
Record UpdatedNov 22, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 S CAYS CT, CORONADO, CA 92118-3507

Mortgage

Document Number0000786428
DateNov 12, 2021
Instrument2021-0786428
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityCoronado City
Unified School DistrictCoronado Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$971,891 (+2%) Land $557,522 Building $414,369
2025$10,487.00 (+3.98%) Homeowner's exemption$952,836 (+4.04%) Land $546,591 Building $406,245
2023$10,086.00 (+1.9%) Homeowner's exemption$915,838 Land $525,367 Building $390,471
2022$9,898.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Nearby Flood Policies39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL-AM WATER CORONADO
private · serves 106,000 people · EPA ID CA3710001
Water SourcePurchased surface water from several systems
Last State InspectionNov 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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