2 Rutgers Pl, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 2 Rutgers Pl, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	3,494 sqft · built 1925
Lot Size	0.118 acres (5,149 sqft)
Owner	2 Individual Names on File
Last Sale	$306,000 (Jan 2015)
Tax Bill	$15,022 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01262-0000-00026-01`

Property Details

APN / Parcel Number

Primary APN	`07-01262-0000-00026-01`
Alternative APN	`0701262000000026A`

Interior

Units	2 Units
Stories	2 Stories
Building Area	3,494 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,149 sqft (0.118 acres)
Lot Dimensions	117 ft deep x 44 ft wide

Location & Zoning

Old Parcel Number	0701262000000026A
Street Address	2 RUTGERS PL
City	PASSAIC
State	NJ
Zip	07055
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Block	1262
Legal Lot Number	26.1
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	1
Census Block	1021
Census Tract	175701

Owner

2 Rutgers Pl, a duplex, is owned by two individuals who bought it in January 2015.

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	53 QUINCY ST, PASSAIC, NJ 07055-6006
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 12, 2017	Deed of Trust, Mortgage · FHA Mortgage MONEY SOURCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2015 · Amount on File
Deed Sale	Jan 6, 2015 · Amount on File
Prior Sale	Aug 8, 2013
Deed Document Number	2015905
Deed Book / Page	2573 / 31
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	2 RUTGERS PL, PASSAIC, NJ 07055
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RUTGERS PL, PASSAIC, NJ 07055-5606

Mortgage

Document Number	0000040636
Date	Sep 1, 2020
Book Page	M16375/208
Instrument	2020040636

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	317 Months
Due	Feb 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	2 RUTGERS PL, PASSAIC, NJ 07055
Document Number	0000007121
Book / Page	014350 / 000084
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Feb 16, 2017
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RUTGERS PL PASSAIC NJ 07055, PASSAIC, NJ 07055

Mortgage

Document Number	0000007121
Date	Feb 6, 2017
Book Page	014350/000084
Instrument	7121

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2 Rutgers Pl was $15,022, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,800 (-) Land $105,500 Building $247,300	$352,800 (-) Land $105,500 Building $247,300
2025	$15,022.00 (+3.27%)	$352,800 Land $105,500 Building $247,300	$352,800 Land $105,500 Building $247,300
2024	$14,546.00
2023		$352,800 Land $105,500 Building $247,300	$352,800 Land $105,500 Building $247,300
2022	$13,702.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Rutgers Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1994–2012)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2 Rutgers Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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