Jackson County property record for 2 Rustling Woods Trl, Cullowhee, NC 28723
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on Record |
| Last Sale | $10,000 (Apr 2022) |
| Tax Bill | $135 (2025) |
| Deeds & Mortgages | May 2026 Construction Loan Apr 2022 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 7558-25-0023 |
| Primary APN | 7558-25-0023 |
|---|---|
| Alternative APN |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Street Address | 2 RUSTLING WOODS TRL |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LT 2 COVE AT FLAT GAP |
| Legal Subdivision | THE COVE AT FLAP GAP SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CULLOWHEE |
| Census Block Group | 5 |
| Census Block | 5020 |
| Census Tract | 950600 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1023, SYLVA, NC 28779-1023 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Construction Mortgage HOMETRUST BANK |
| Apr 18, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2022 · Amount on Record |
| Deed Sale | Apr 18, 2022 · Amount on Record |
| Prior Sale | Dec 4, 2009 · Amount on Record |
| Deed Book / Page | 2332 / 753 |
| Prior Transfer Date | Dec 2, 2009 |
| Prior Transfer Doc | 0018300257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | May 11, 2026 |
| Document Number | 2420000083 |
| Book / Page | 2420 / 83 |
| Instrument Date | May 11, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 217 STONEHAVEN DR, CULLOWHEE, NC 28723-9728 |
| Document Number | 2420000083, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 2420/83 |
| Name | HOMETRUST BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Apr 18, 2022 |
| Property Address | RUSTLING WOODS TRL, CULLOWHEE, NC 28723 |
| Document Number | 0023320753 |
| Book / Page | 2332 / 753 |
| Map Reference | CAB 15 SL 584 |
| Instrument Date | Apr 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $20.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1023, SYLVA, NC 28779-1023 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $35,690 (-) Land $35,690 | |
| 2025 | $135.00 | $35,690 (-) Land $35,690 |
| 2023 | $135.00 | $35,690 Land $35,690 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 21 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
4G LTE (outdoors only), no 5G reported
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