2 Rustic Cir, Apt A, Montvale, NJ 07645 Property Records

Bergen County and Montvale Borough property record for 2 Rustic Cir, Apt A, Montvale, NJ 07645

Property Summary

Property Type	Single Family Home
Details	1 bd · 730 sqft · built 1963
Lot Size	0.013 acres (570 sqft)
Owner	Individual Name on Record
Tax Bill	$4,305 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-02903-0000-00006-79-C002A`

Property Details

APN / Parcel Number

Primary APN	`36-02903-0000-00006-79-C002A`
Alternative APNs	`36029030000000060079 C002A` `00204987`

Interior

Bedrooms	1 Bed
Stories	2 Stories
Building Area	730 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Condo/Apartment
Lot Area	570 sqft (0.013 acres)

Location & Zoning

Account Number	00204987
Street Address	2 RUSTIC CIR, A
City	MONTVALE
State	NJ
Zip	07645-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RIDGEMOUNT GARDENS UN 2A
Legal Block	2903
Legal Lot Number	6.79
Jurisdiction	BERGEN NJ
Township / Civil Division	MONTVALE
Census Block Group	5
Census Block	5013
Census Tract	35100

Owner

Source: Bergen County and Montvale Borough records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	70 CHESTNUT RIDGE RD, MONTVALE, NJ 07645-1834
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 23, 2018
Property Address	2 RUSTIC CIR APT A, A, MONTVALE, NJ 07645-1601
Document Number	0030880959
Book / Page	003088 / 000959
Instrument Date	Oct 12, 2018
Instrument	75419
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	70 CHESTNUT RIDGE RD MONTVALE NJ 076451834, MONTVALE, NJ 07645-1834

Mortgage

Document Number	30880959
Date	Oct 23, 2018
Book Page	003088/000959
Instrument	75419

Lender

Name	FREEDOM BK
Type	Bank
Address	99 W ESSEX ST # 2ND, MAYWOOD, NJ 07607-1019

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Bergen County and Montvale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Montvale Borough
Elementary School District	Montvale Borough School District (KG - 08)
Secondary School District	Pascack Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,700 (-) Land $115,000 Building $53,700	$168,700 (-) Land $115,000 Building $53,700
2025	$4,305.00 (+1.46%)	$168,700 (-) Land $115,000 Building $53,700	$168,700 (-) Land $115,000 Building $53,700
2024	$4,243.00 (+1.8%)
2023		$168,700 Land $115,000 Building $53,700	$168,700 Land $115,000 Building $53,700
2022	$4,168.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–1985)
Most Recent Claim	Aug 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY MONTVALE PD95 private · serves 654 people · EPA ID NJ0236001
Water Source	Purchased surface water
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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