Essex County and Livingston Township property record for 2 Rumson Rd, Livingston, NJ 07039
| Property Type | Single Family Home |
|---|---|
| Details | 3,017 sqft · built 1956 |
| Lot Size | 0.322 acres (14,009 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $26,912 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-03300-0000-00045 |
| Primary APN | 10-03300-0000-00045 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,017 sqft Living Area |
| 1st Floor Area | 3,017 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame |
| Lot Area | 14,009 sqft (0.322 acres) |
| Lot Dimensions | 136 ft deep x 103 ft wide |
| Account Number | 00003897 |
|---|---|
| Street Address | 2 RUMSON RD |
| City | LIVINGSTON |
| State | NJ |
| Zip | 07039-3313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | 103X136 |
| Legal Subdivision | SPRINGBROOK SEC 2 |
| Legal Block | 3300 |
| Legal Lot Number | 45 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | LIVINGSTON |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 20500 |
2 Rumson Rd is owned and occupied by two individuals who acquired it in June 2018.
Source: Essex County and Livingston Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 RUMSON RD, LIVINGSTON, NJ 07039-3313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jun 22, 2018 | Grant Deed, Transfer BANK OF AMERICA |
| Nov 6, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2018 |
| Deed Sale | Jun 22, 2018 |
| Deed Document Number | 201853941 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 2 RUMSON RD, LIVINGSTON, NJ 07039-3313 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR |
| Name | Verified Name |
|---|
| Document Number | 2021052884 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 2021052884 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | May 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.37% |
| Index | 1-Year LIBOR |
| Max Rate | 7.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 22, 2018 |
| Property Address | 2 RUMSON RD, LIVINGSTON, NJ 07039-3313 |
| Document Number | 0000053941 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 53941 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 RUMSON RD LIVINGSTON NJ 070393313, LIVINGSTON, NJ 07039-3313 |
| Document Number | 53950 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 53950 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 21, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Nov 6, 2017 |
| Property Address | 2 RUMSON RD, LIVINGSTON, NJ 07039-3313 |
| Document Number | 0000097839 |
| Instrument Date | Oct 24, 2017 |
| Instrument | 97839 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $500.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 37 OVERLOOK RD LIVINGSTON NJ 070391508, LIVINGSTON, NJ 07039-1508 |
The 2025 property tax bill for 2 Rumson Rd was $26,912, up 3.5% from the year before.
Source: Essex County and Livingston Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Livingston Township |
| Unified School District | Livingston Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,063,300 (-) Land $383,200 Building $680,100 | $1,063,300 (-) Land $383,200 Building $680,100 | |
| 2025 | $26,912.00 (+3.48%) | $1,063,300 Land $383,200 Building $680,100 | $1,063,300 Land $383,200 Building $680,100 |
| 2024 | $26,008.00 | ||
| 2023 | $1,063,300 Land $383,200 Building $680,100 | $1,063,300 Land $383,200 Building $680,100 | |
| 2022 | $24,806.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Rumson Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 46 (1978–2021) |
| Claims Outside the SFHA | 20 of 46 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Rumson Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIVINGSTON TWP DIV OF WATER serves 27,391 people · EPA ID NJ0710001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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