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2 Royale Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 2 Royale Ln, Palm Coast, FL 32164

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,647 sqft · built 2005
Lot Size0.156 acres (6,795 sqft)
Owner2 Individual Names on Record
Last Sale$179,000 (Mar 2017)
Tax Bill$1,789 (2025)
Deeds & MortgagesMar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-11-31-5315-00000-0360

Property Details

APN / Parcel Number

Primary APN07-11-31-5315-00000-0360

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,647 sqft Living Area
Gross Area2,392 sqft
1st Floor Area1,647 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2007
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,795 sqft (0.156 acres)
DrivewayConcrete Driveway
Driveway Area504 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2 ROYALE LN
CityPALM COAST
StateFL
Zip32164-8823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERGATE PHASE I SUBD MB 34 PG 57 LOT 36 OR 1361 PG 265 OR 1378 PG 1126 OR 1548 PG 1831-DC-JAMES OR 1617/333-CT OR 1655/1021 OR 2106/20-ONEILL TRUST OR 2194/644-DC OR 2194/656
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionRIVERGATE
Legal Phase1
Legal Lot Number36
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group2
Census Block2012
Census Tract60214

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2 ROYALE LN, PALM COAST, FL 32164-8823
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2017 · Amount on Record
Deed SaleMar 1, 2017 · Amount on Record
Prior SaleApr 15, 2008 · Amount on Record
Deed Book / Page2194 / 656
Last Transfer DateFeb 13, 2025
Transfer Doc0000006467
Record UpdatedSep 20, 2026

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateMar 23, 2017
Property Address2 ROYALE LN, PALM COAST, FL 32164-8823
Document Number0021940656
Book / Page002194 / 000656
Instrument DateMar 17, 2017
Instrument10109
Transaction TypeTransfer
Record UpdatedJun 13, 2017
Title CompanyCOAST TITLE, COAST TITLE INSURANCE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,253.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2 WOODFERN PL PALM COAST FL 321643129, PALM COAST, FL 32164-3129

Mortgage

Document Number21940657
DateMar 23, 2017
Book Page002194/000657
Instrument10110
Lender
NameSUNTRUST MTG
TypeMortgage Company
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 22, 2032

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,789.00 (-2.03%)$151,622 (+5.99%)$255,427 (-1.16%) Land $47,500 Building $207,927
2024$1,826.00 (+3.4%)
2023$1,766.00 (+1.85%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$143,057 (+3%)$258,437 (+3.5%) Land $47,500 Building $210,937
2022$1,734.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$138,890$249,696 Land $47,500 Building $202,196

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

May also be available: Metronet.

Cell Coverage

5G (outdoors only) and 4G LTE

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