Worcester County property record for 2 Royal Oaks Dr, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,648 sqft · built 1990 |
| Lot Size | 0.287 acres (12,494 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (May 2023) |
| Tax Bill | $3,211 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Feb 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-105318 |
| Primary APN | 03-105318 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,648 sqft Total Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,494 sqft (0.287 acres) |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 192 sqft |
| Deck Area | 92 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 105318 |
|---|---|
| Street Address | 2 ROYAL OAKS DR |
| City | BERLIN |
| State | MD |
| Zip | 21811-1661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT B-10-001 12494 SQ FT ROYAL OAKS DRIVE PL OCEAN PINES SEC 10 |
| Legal Subdivision | OCEAN PINES |
| Legal Lot Number | 1 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 5, OCEAN PINES |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 951101 |
2 Royal Oaks Dr is owned and occupied by an individual who bought it in May 2023.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 ROYAL OAKS DR, BERLIN, MD 21811-1661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2023 | Deed, Transfer · VA Mortgage MORTGAGEONE NATIONWIDE INC |
| Feb 22, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2023 · Amount on File |
| Deed Sale | May 19, 2023 · Amount on File |
| Prior Sale | May 13, 2011 · Amount on File |
| Deed Book / Page | 8576 / 461 |
| Prior Transfer Date | Nov 15, 2022 |
| Prior Transfer Doc | 0085320493 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | May 19, 2023 |
| Property Address | 2 ROYAL OAKS DR, OCEAN PINES, MD 21811-1661 |
| Document Number | 0085760461 |
| Book / Page | 8576 / 461 |
| Map Reference | MB FWH 14 FO 45 |
| Instrument Date | May 9, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2023 |
| Title Company | COMMUNITY SETTLEMENTS & ESCROW LLC, COMMUNITY STLMTS & ESCROW LL |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 ROVAL OAKS DRIVE, BERLIN, MD 21811-1661 |
| Document Number | 0085760468 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 8576-0468 |
| Name | MORTGAGEONE NATIONWIDE INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Feb 22, 2023 |
| Property Address | 2 ROYAL OAKS DR, OCEAN PINES, MD 21811-1661 |
| Document Number | 0085320493 |
| Book / Page | 8532 / 493 |
| Map Reference | MB FWH 14 FO 45&C |
| Instrument Date | Nov 15, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 ANCHOR ST, WESTMINSTER, MD 21157-4428 |
The 2026 property tax bill for 2 Royal Oaks Dr was $3,211, up 8.9% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,211.00 (+8.92%) | $347,933 (+8.91%) | $376,400 (-) Land $94,300 Building $282,100 |
| 2025 | $2,948.00 | $319,467 | $376,400 Land $94,300 Building $282,100 |
| 2023 | $2,530.00 | $264,400 | $291,000 Land $90,300 Building $200,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Royal Oaks Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Royal Oaks Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures