2 Round Cove Ln, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 2 Round Cove Ln, Phippsburg, ME 04562

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,224 sqft · built 2002
Owner	Trust Name on File
Last Sale	$560,000 (Aug 2025)
Tax Bill	$3,992 (2025)
Deeds & Mortgages	Nov 2020 Refinance Jan 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PHIP M:029 L:011-04-UNIT B`

Property Details

APN / Parcel Number

Primary APN	`PHIP M:029 L:011-04-UNIT B`
Alternative APNs	`M:029 L:011=04=UNIT B` `2468`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	2468
Street Address	2 ROUND COVE LN
City	PHIPPSBURG
State	ME
Zip	04562-5048
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RA
Legal Subdivision	SEBASCO FAIRWAY COTTAGES
Legal Lot Number	11
Jurisdiction	PHIPPSBURG ME
Township / Civil Division	PHIPPSBURG
Census Block Group	1
Census Block	1016
Census Tract	970700

Owner

2 Round Cove Ln, a condominium, is held in a trust since August 2025.

Source: Sagadahoc County and Phippsburg Town records, as of May 19, 2026

Owner of Record	Trust Name on File
Mailing Address	2 ROUND COVE LN, 2, PHIPPSBURG, ME 04562-5048
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CMG MORTGAGE INC
Jan 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CMG MORTGAGE INC
Sep 20, 2017	Warranty Deed, Transfer BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2025 · Amount on File
Deed Sale	Aug 29, 2025 · Amount on File
Prior Sale	Sep 20, 2017 · Amount on File
Deed Document Number	20252025R-04547
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	2 ROUNDCOVE LN, PHIPPSBURG, ME 04562-5048
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008695
Date	Nov 9, 2020
Instrument	2020R-08695

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	2 ROUNDCOVE LN, PHIPPSBURG, ME 04562-5048
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000466
Date	Jan 22, 2020
Instrument	2020R-00466

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PHIPPSBURG ME
Recording Date	Sep 20, 2017
Property Address	2 ROUNDCOVE LN, PHIPPSBURG, ME 04562-5048
Document Number	0000006946
Instrument	2017R-06946
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006947
Date	Sep 20, 2017
Instrument	2017R-06947

Lender

Name	BANGOR SAVINGS BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2 Round Cove Ln was $3,992, up 4.9% from the year before.

Source: Sagadahoc County and Phippsburg Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Phippsburg Town
Unified School District	Regional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,992.00 (+4.86%)	$323,200 (-) Land $110,000 Building $213,200
2024	$3,807.00 (+2.98%)	$323,200 (-) Land $110,000 Building $213,200
2023	$3,697.00 (+13.02%)	$323,200 (-) Land $110,000 Building $213,200
2022	$3,271.00	$323,200 Land $110,000 Building $213,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2 Round Cove Ln in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Round Cove Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLSTONE APARTMENTS private · serves 156 people · EPA ID ME0092260
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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