2 Rosemary Dr, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 2 Rosemary Dr, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,754 sqft · built 1987
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$141,000 (Dec 2002)
Tax Bill	$8,057 (2026)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422400 60.20-1-57`

Property Details

APN / Parcel Number

Primary APN	`422400 60.20-1-57`
Alternative APN	`240006002000010570000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,754 sqft Living Area
1st Floor Area	1,034 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	123 ft deep x 90 ft wide
Garage Type	Basement

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	250 sqft
Porch	Slab
Porch Area	320 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2 ROSEMARY DR
City	SCHENECTADY
State	NY
Zip	12304-2475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	LOREDANA ESTATES
Legal Block	1
Legal Lot Number	57.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	NISKAYUNA
Census Block Group	3
Census Block	3012
Census Tract	31902

Owner

2 Rosemary Dr is owned and occupied by an individual who acquired it in January 2020.

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2 ROSEMARY DR, SCHENECTADY, NY 12304-2475
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2002 · Amount on File
Deed Sale	Dec 27, 2002 · Amount on File
Deed Book / Page	1641 / 88
Last Transfer Date	Jan 8, 2020
Transfer Doc	0000001787
Record Updated	Oct 29, 2026

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 15, 2020
Property Address	2 ROSEMARY DR, SCHENECTADY, NY 12304-2475
Document Number	0000001787
Book / Page	2028 / 403
Map Reference	DR 62 PG 196
Instrument Date	Jan 8, 2020
Instrument	202001787
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ROSEMARY DR, SCHENECTADY, NY 12304-2475

Mortgage

Document Number	0000001789
Date	Jan 15, 2020
Book Page	4966/486
Instrument	202001789

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 2 Rosemary Dr was $8,057 with a homeowner's exemption, up 2.8% from the year before.

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,057.00 (+2.82%) Homeowner's exemption
2025	$7,836.00	$223,000 Land $36,900 Building $186,100	$330,400 Land $54,672 Building $275,728
2023		$223,000 Land $36,900 Building $186,100	$282,300 Land $46,712 Building $235,588

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Rosemary Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Rosemary Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20