2 Rod Cir, Middletown, MD 21769 Property Records

Frederick County property record for 2 Rod Cir, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,132 sqft · built 2005
Lot Size	0.349 acres (15,192 sqft)
Owner	2 Individual Names on Record
Last Sale	$537,000 (Oct 2020)
Tax Bill	$8,283 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-165949`

Property Details

APN / Parcel Number

Primary APN	`03-165949`
Alternative APN	`165949`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,132 sqft Living Area
Gross Area	4,772 sqft
1st Floor Area	1,628 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,192 sqft (0.349 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	582 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	165949
Street Address	2 ROD CIR
City	MIDDLETOWN
State	MD
Zip	21769-7868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 465 PHASE 5 SECTION IV-15,192 SQ FT FOXFIELD AT MIDDLETOWN
Legal Subdivision	MIDDLETOWN PH 05 SEC 04
Legal Phase	5
Legal Lot Number	465
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	1
Census Block	1004
Census Tract	752601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 ROD CIR, MIDDLETOWN, MD 21769-7868
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage BLUE RIDGE BANK
Oct 23, 2020	Deed, Transfer · FHA Mortgage BLUE RIDGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Nov 2, 2005 · Amount on Record
Deed Book / Page	14200 / 204
Prior Transfer Date	Oct 26, 2011
Prior Transfer Doc	0085930321
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2 ROD CIR, MIDDLETOWN, MD 21769-7868
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	DEFINITIVE TITLE, DEFINITIVE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ROD CIR, MIDDLETOWN, MD 21769-7868

Mortgage

Document Number	0158020099
Date	Mar 21, 2022
Book Page	15802/99

Lender

Name	BLUE RIDGE BANK
Type	Bank
Address	GREENSBORO, NC 27408

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 23, 2020
Property Address	2 ROD CIR, MIDDLETOWN, MD 21769-7868
Document Number	0142000204
Book / Page	14200 / 204
Map Reference	MB 73 PL 182
Instrument Date	Sep 25, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	DEFINITIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,342.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 ROD CIR, MIDDLETOWN, MD 21769-7868

Mortgage

Document Number	14200212
Date	Oct 23, 2020
Instrument	14200/212

Lender

Name	BLUE RIDGE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Middletown Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$645,400 (+30.59%)	$721,000 (+45.89%) Land $127,700 Building $593,300
2024	$8,283.00 (+17.89%)
2023	$7,026.00	$494,200 Land $107,900 Building $386,300	$494,200 Land $107,900 Building $386,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1988–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018
Water Source	Groundwater
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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