2 Rockledge Ct, Elkton, MD 21921 Property Records

Cecil County property record for 2 Rockledge Ct, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,728 sqft · built 2008
Lot Size	0.961 acres (41,872 sqft)
Owner	Individual Name on File
Last Sale	$394,000 (Sep 2012)
Tax Bill	$5,734 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-042916`

Property Details

APN / Parcel Number

Primary APN	`02-042916`
Alternative APN	`042916`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,728 sqft Total Area
Basement Area	1,039 sqft
Finished Basement	1,039 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	41,872 sqft (0.961 acres)
Garage Type	Built-in
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	042916
Street Address	2 ROCKLEDGE CT
City	ELKTON
State	MD
Zip	21921-6308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 66 - .961 ACRE 2 ROCKLEDGE COURT PELHAM MANOR
Legal Subdivision	PELHAM MANOR
Legal Lot Number	66
Jurisdiction	CECIL MD
Township / Civil Division	2, CHESAPEAKE CITY
Census Block Group	1
Census Block	1009
Census Tract	30505

Owner

2 Rockledge Ct is owned and occupied by an individual who bought it in September 2012.

Source: Cecil County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2 ROCKLEDGE CT, ELKTON, MD 21921-6308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · VA Mortgage UNIVEST BANK & TRUST CO
Feb 20, 2018	Deed, Transfer · VA Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2012 · Amount on File
Deed Sale	Sep 28, 2012 · Amount on File
Prior Sale	Apr 29, 2008 · Amount on File
Deed Book / Page	3266 / 320
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	2 ROCKLEDGE CT, ELKTON, MD 21921-6308
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	BROADVIEW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046440435
Date	Jul 27, 2020
Book Page	4644/435

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Feb 20, 2018
Property Address	2 ROCKLEDGE CT, ELKTON, MD 21921-6308
Document Number	0042050080
Book / Page	4205 / 080
Map Reference	PL18-22
Instrument Date	Feb 2, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	BROADVIEW TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ROCKLEDGE CT, ELKTON, MD 21921-6308

Mortgage

Document Number	0000420584
Date	Feb 20, 2018
Instrument	4205/84

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2 Rockledge Ct was $5,734 with a homeowner's exemption, up 3.1% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,734.00 (+3.15%) Homeowner's exemption	$536,533	$563,600 Land $130,900 Building $432,700
2025	$5,559.00 Homeowner's exemption
2023	$4,463.00	$462,067	$482,400 Land $130,900 Building $351,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Rockledge Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2003–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Rockledge Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Talkie Communications.

Nearby Properties on Rockledge Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures