2 Riverview Ter, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 2 Riverview Ter, Smithtown, NY 11787

Property Summary

Property Type	Duplex
Details	6 bd · 5.5 ba · 3,946 sqft · built 1980
Lot Size	1.08 acres (47,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Oct 2015)
Tax Bill	$26,830 (2024)
Deeds & Mortgages	Jun 2021 Refinance Jun 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`473489 35.-4-40.10`

Property Details

APN / Parcel Number

Primary APN	`473489 35.-4-40.10`
Alternative APNs	`0800-035.00-04.00-040.010` `348903500000040400100000` `47340010074` `S190251`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,946 sqft Living Area
Gross Area	4,321 sqft
1st Floor Area	2,652 sqft
2nd Floor Area	1,294 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	47,480 sqft
View / Lot	Suburban
Garage Type	Attached
Garage Area	375 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	610 sqft
Courtyard	400 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	S190251
Street Address	2 RIVERVIEW TER
City	SMITHTOWN
State	NY
Zip	11787-1142
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	1-10701.7 TC-70 ALCLAUD ESTATES *6829 LOT 7
Legal Subdivision	ALCIAUD ESTATES
Legal Block	4
Legal Lot Number	40
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2001
Census Tract	134902

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 RIVERVIEW TER, SMITHTOWN, NY 11787-1142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SB
Jun 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Oct 3, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 16, 2016	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2015 · Amount on Record
Deed Sale	Oct 30, 2015 · Amount on Record
Prior Sale	Aug 22, 2006 · Amount on Record
Deed Book / Page	D00012838 / 974
Prior Transfer Date	Nov 13, 1996
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	2 RIVERVIEW TER, SMITHTOWN, NY 11787-1142
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232900499
Date	Jun 21, 2021
Book Page	23290/499
Instrument	DM018527

Lender

Name	FIRST SB

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	2 RIVERVIEW TER, SMITHTOWN, NY 11787-1142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230330372
Date	Jun 10, 2019
Book Page	23033/372

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	2 RIVERVIEW TER, SMITHTOWN, NY 11787-1142
Document Number	0228770735
Instrument Date	Oct 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RIVERVIEW TER SMITHTOWN NY 117871142, SMITHTOWN, NY 11787-1142

Mortgage

Document Number	0228770735
Date	Nov 27, 2017
Book Page	022877/000735

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	2 RIVERVIEW TER, SMITHTOWN, NY 11787-1142
Document Number	0227880067
Book / Page	022788 / 000067
Instrument Date	Dec 16, 2016
Transaction Type	Mortgage
Record Updated	Mar 14, 2017
Title Company	MAC TITLE SERVICES LLC, MAC TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 RIVERVIEW TER SMITHTOWN NY 117871142, SMITHTOWN, NY 11787-1142

Mortgage

Document Number	0227880067
Date	Feb 10, 2017
Book Page	022788/000067

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2047

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$10,835 (-1.34%) Land $1,475 Building $9,360	$1,354,375 (+10,629.42%) Land $184,375 Building $1,170,000
2024	$26,830.00
2023		$10,982 Land $1,475 Building $9,507	$12,623 Land $1,695 Building $10,928

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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