2 River St SW, Cave Spring, GA 30124 Property Records

Floyd County property record for 2 River St SW, Cave Spring, GA 30124

Property Summary

Property Type	Commercial
Details	1,466 sqft · built 1920
Lot Size	0.6 acres (26,136 sqft)
Owner	Trust Name on File
Last Sale	$127,500 (Feb 2023)
Tax Bill	$1,100 (2026)
Deeds & Mortgages	Jan 2023 Sale Jul 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`E19X--204`

Property Details

APN / Parcel Number

Primary APN	`E19X--204`
Alternative APN	`42495`

Interior

Plumbing Fixtures	3 Plumbing Fixtures
Building Area	1,466 sqft Total Area
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1987
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Material	Shingle
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Carport
Garage Area	154 sqft
Carport	Carport
Carport Area	154 sqft
Porch	Slab
Porch Area	266 sqft
Deck Area	36 sqft

Location & Zoning

Account Number	42495
Street Address	2 RIVER ST SW
City	CAVE SPRING
State	GA
Zip	30124-2631
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	NONE
Legal Description	RIVER ST LL857 3/4 PB20-196
Jurisdiction	FLOYD GA
Township / Civil Division	CAVE SPRING
Census Block Group	3
Census Block	3023
Census Tract	2000

Owner

2 River St SW, a commercial property, is held in a trust since February 2023.

Source: Floyd County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	201 BROAD ST, 200, ROME, GA 30161-3055
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Warranty Deed, Transfer
Jul 12, 2019	Loan Modification, Mortgage GREATER CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2023 · Amount on File
Deed Sale	Feb 1, 2023 · Amount on File
Prior Sale	Jul 2, 1997 · Amount on File
Deed Document Number	2023329
Deed Book / Page	2784 / 220
Prior Transfer Date	Dec 14, 1995
Prior Transfer Doc	1319000615
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD GA
Recording Date	Jan 31, 2023
Property Address	2 RIVER ST SW, CAVE SPRING, GA 30124-2631
Document Number	0027840220
Book / Page	2784 / 220
Instrument Date	Jan 31, 2023
Instrument	2023-000329
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 BROAD ST STE 200, 200, ROME, GA 30161-3055
Investor	Possibly a Property Investor

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLOYD GA
Property Address	2 RIVER ST SW, CAVE SPRING, GA 30124-2631
Document Number	0025890055
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 COUNTY ROAD 378 CENTRE AL 359605368, CENTRE, AL 35960-5368

Mortgage

Document Number	0025890055
Date	Jul 16, 2019
Book Page	002589/000055

Lender

Name	GREATER CMNTY BK
Type	Bank
Address	ROME, GA 30162-0529

Agreement

Amount	Amount on Record
Term	36 Months
Due	Jul 15, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 2 River St SW was $1,100, down 33.4% from the year before.

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Municipality	Cave Spring City
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,100.00 (-33.37%)
2025	$1,651.00 (+23.12%)	$73,779 (-63.7%) Land $11,535 Building $62,244	$184,447 (-63.7%) Land $28,837 Building $155,610
2024	$1,341.00 (-67.51%)	$203,230 (+29.81%) Land $11,535 Building $191,695	$508,074 (+29.81%) Land $28,837 Building $479,237
2023	$4,127.00 (+2.43%) Additional exemption filed	$156,560 (+6.31%) Land $11,535 Building $145,025	$391,399 (+6.31%) Land $28,837 Building $362,562
2022	$4,029.00 Additional exemption filed	$147,270 Land $10,486 Building $136,784	$368,175 Land $26,215 Building $341,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 River St SW in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 River St SW is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAVE SPRING serves 4,248 people · EPA ID GA1150000
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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