2 River St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 2 River St, Ludlow, MA 01056 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1970
Square Footage	830 sqft Living Area
Lot Size	18,687 sqft (0.429 acres)
Occupancy	Owner Occupied
Last Sale	$25,000 (1984)
Tax Bill	$3,760.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`M:12A-12800 B:19 L:0`
Alternative APNs	`LUDL M:12A B:12800 P:19` `7146`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	830 sqft Living Area
Gross Area	1,614 sqft Gross Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1970
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	18,687 sqft (0.429 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	7146
Street Address	2 RIVER ST
City	LUDLOW
State	MA
Zip	01056-2618
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	12800
Jurisdiction	LUDLOW MA
Minor Civil Division	LUDLOW
Census Blockgroup	1
Census Block	1022
Census Tract	810403

Owner

Source: Hampden County and Ludlow Town records · APN M:12A-12800 B:19 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 RIVER ST, LUDLOW, MA 01056-2618
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 11, 1984 · Amount on Record
Deed Sale	Apr 11, 1984 · Amount on Record
Deed Book / Page	5592 / 299
Record Refreshed	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	2 RIVER ST, LUDLOW, MA 01056-2618
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24236-399
Date	Nov 09, 2021
Book Page	24236/399
Instrument	79875

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,760.00 (+4.97%)	$216,700 (+9.44%) Land $76,000 Building $140,700	$265,620 (+12.97%)
2024	$3,582.00 (+9.54%)	$198,000 (+18.14%) Land $76,000 Building $122,000	$235,125
2023	$3,270.00	$167,600 Land $63,200 Building $104,400