2 RIVER RD PENACOOK NH 033031021, PENACOOK, NH 03303-1021
Mortgage
Document Number
36222679
Date
Feb 22, 2019
Book Page
003622/002679
Instrument
2549
Lender
Name
MERRIMACK CNTY SVGS BK
Type
Federal Savings Bank
Address
CONCORD, NH 03301
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Term
360 Months
Due
Feb 21, 2049
Tax Assessment & Valuation
The 2025 property tax bill for 2 River Rd was $9,877.
Source: Merrimack County and Concord City assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
New Hampshire
County
Merrimack County
Municipality
Concord City
Unified School District
Merrimack Valley School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$9,877.00
$321,300Land $104,100Building $217,200
2023
$9,322.00 (+0.06%)
$319,800 (-)Land $104,100Building $215,700
$428,450
2022
$9,316.00
$319,800Land $104,100Building $215,700
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 2 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 12 policies
Nearby Flood Policies
12 in force
Nearby Flood Claims
5 (2005–2011)
Most Recent Claim
Mar 2011 · river or lake flooding
Claims by Event
Severe Storms And Flooding, May 2006 · 3 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 2 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood
0.01% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source
Surface water
Last State Inspection
Apr 2025
Lead
1 ppb (2021–2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025