2 Ripton Pl, Palm Coast, FL 32164 Property Records

Flagler County property record for 2 Ripton Pl, Palm Coast, FL 32164 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,004 sqft · built 2005
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Apr 2022)
Tax Bill	$3,175 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7031-00100-0060`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7031-00100-0060`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,004 sqft Living Area
Gross Area	2,498 sqft
1st Floor Area	2,004 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,502 sqft (0.287 acres)
Driveway	Concrete Driveway
Driveway Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2 RIPTON PL
City	PALM COAST
State	FL
Zip	32164-6554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 31 BLOCK 00010 LOT 0006 SUBDIVISION COMPLETION YEAR 1981 OR 388 PG 177 OR 889 PG 912 OR 1051 PG 1269 OR 1200/1581 OR 1921/1831 OR 2361/145 OR 2403/1875
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	10
Legal Lot Number	6
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3001
Census Tract	60214

Owner

Source: Flagler County records · APN 07-11-31-7031-00100-0060

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2 RIPTON PL, PALM COAST, FL 32164-6554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 27, 2022	Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 09, 2019	Warranty Deed, Transfer · VA Mortgage USAA
Jun 10, 2019	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 2022 · Amount on Record
Deed Sale	Apr 27, 2022 · Amount on Record
Prior Sale	Dec 09, 2019 · Amount on Record
Deed Document Number	202221891
Deed Book / Page	2681 / 1821
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	2 RIPTON PL, PALM COAST, FL 32164-6554
Transaction Type	Mortgage
Record Updated	Apr 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RIPTON PL, PALM COAST, FL 32164-6554

Mortgage

Document Number	0027660725
Date	Mar 24, 2023
Book Page	2766/725
Instrument	2023012073

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 27, 2022
Property Address	2 RIPTON PL, PALM COAST, FL 32164-6554
Document Number	0026811821
Book / Page	2681 / 1821
Map Reference	MB 10 PG 43-53
Instrument Date	Apr 22, 2022
Instrument	2022021891
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	OCEAN BLUE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 353969, PALM COAST, FL 32135-3969

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RIPTON PL, PALM COAST, FL 32164-6554

Mortgage

Document Number	0026811823
Date	Apr 27, 2022
Instrument	2681/1823

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 09, 2019
Property Address	2 RIPTON PL, PALM COAST, FL 32164-6554
Document Number	0024031875
Book / Page	002403 / 001875
Instrument Date	Dec 05, 2019
Instrument	45533
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	COVENANT TITLE, COVENANT CLOSING & TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RIPTON PL PALM COAST FL 321646554, PALM COAST, FL 32164-6554

Mortgage

Document Number	24031877
Date	Dec 09, 2019
Book Page	002403/001877
Instrument	45534

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 08, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 10, 2019
Property Address	2 RIPTON PL, PALM COAST, FL 32164-6554
Document Number	0023610145
Book / Page	2361 / 0145
Map Reference	MB 10 PG 45
Instrument Date	Jun 06, 2019
Instrument	2019020949
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	COAST TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,323.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1369 MARSH GRASS CT, 1369, JACKSONVILLE, FL 32218-8646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 PRIZER POINT RD, CADIZ, KY 42211-8974
Investor	Possibly a Property Investor

Mortgage

Document Number	0023610146
Date	Jun 10, 2019
Instrument	2361-0146

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,175.00 (+2.62%) Homeowner's exemption Veteran's exemption	$222,859 (+5.99%)	$258,228 (+0.07%) Land $54,000 Building $204,228
2024	$3,094.00 (+2.76%)
2023	$3,011.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$210,270 (+14.09%)	$258,047 (+3.19%) Land $45,000 Building $213,047
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$184,295	$250,060 Land $45,000 Building $205,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602143, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 62 individual NFIP policies nearby
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009, rainfall accumulation, Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 251 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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