Dutchess County and Poughkeepsie Town property record for 2 Ridgewood Ter, Poughkeepsie, NY 12603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,593 sqft · built 1957 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Apr 2021) |
| Tax Bill | $12,999 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Jan 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 134689-6159-04-824462-0000 |
| Primary APN | 134689-6159-04-824462-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,593 sqft Living Area |
| Gross Area | 2,229 sqft |
| 1st Floor Area | 1,593 sqft |
| Basement Area | 384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Level |
| Exterior Material | Composition/Composite |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 300 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 14824462 |
|---|---|
| Street Address | 2 RIDGEWOOD TER |
| City | POUGHKEEPSIE |
| State | NY |
| Zip | 12603-5832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | 0.31 AC (C) 1202 0012 |
| Legal Subdivision | VASSAR PARK |
| Legal Block | 4 |
| Legal Lot Number | 824 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | POUGHKEEPSIE |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 140700 |
Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2 RIDGEWOOD TER, POUGHKEEPSIE, NY 12603-5832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC |
| Jan 31, 2018 | Deed of Trust, Mortgage · Line of Credit HUDSON VLY FCU |
| Aug 28, 2017 | Deed, Transfer |
| Aug 21, 2017 | Loan Modification, Mortgage · Conventional Mortgage HUDSON VLY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2021 · Amount on Record |
| Deed Sale | Apr 27, 2021 · Amount on Record |
| Prior Sale | Sep 25, 1998 · Amount on Record |
| Deed Document Number | 20212063 |
| Prior Transfer Date | Aug 21, 2017 |
| Prior Transfer Doc | 0000006463 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | Apr 27, 2021 |
| Property Address | 2 RIDGEWOOD TER, POUGHKEEPSIE, NY 12603-5832 |
| Document Number | 2063 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 2063 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 MAPLE RD, FISHKILL, NY 12524-3002 |
| Document Number | 2612 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 2612 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 2 RIDGEWOOD TER, POUGHKEEPSIE, NY 12603-5832 |
| Document Number | 0000001459 |
| Instrument Date | Jan 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2018 |
| Title Company | NORTH RIVER ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 2 RIDGEWOOD TER POUGHKEEPSIE NY 126035832, POUGHKEEPSIE, NY 12603-5832 |
| Document Number | 0000001459 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 1459 |
| Name | HUDSON VLY FCU |
|---|---|
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 11, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | Aug 28, 2017 |
| Property Address | 2 RIDGEWOOD TER, POUGHKEEPSIE, NY 12603-5832 |
| Document Number | 0000006463 |
| Book / Page | 0000022017 / 0000006463 |
| Instrument Date | Aug 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 RIDGEWOOD TER, POUGHKEEPSIE, NY 12603-5832 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 2 RIDGEWOOD TER, POUGHKEEPSIE, NY 12603-5832 |
| Document Number | 0000005827 |
| Instrument Date | Aug 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NORTH RIVER ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 2 RIDGEWOOD TER POUGHKEEPSIE NY 126035832, POUGHKEEPSIE, NY 12603-5832 |
| Document Number | 0000005827 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 5827 |
| Name | HUDSON VLY FCU |
|---|---|
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 27, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| County Subdivision | Poughkeepsie Town |
| Unified School District | Wappingers Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,999.00 (+61.4%) | $448,000 (-) Land $71,100 Building $376,900 | $503,400 (+5.62%) |
| 2024 | $448,000 (-) Land $71,100 Building $376,900 | $476,600 (+6.38%) | |
| 2023 | $448,000 (+16.06%) Land $71,100 Building $376,900 | $448,000 (+16.06%) Land $71,100 Building $376,900 | |
| 2022 | $386,000 Land $64,600 Building $321,400 | $386,000 Land $64,600 Building $321,400 | |
| 2020 | $8,054.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 12 (1997–2024) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812 |
|---|---|
| Water Source | Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable | 940 / 35 |
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