2 Ridgewood Ter, Limerick, ME 04048 Property Records

York County and Limerick Town property record for 2 Ridgewood Ter, Limerick, ME 04048

Property Summary

Property Type	Single Family Home
Details	2 ba · 816 sqft · built 1960
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,400 (Mar 2020)
Tax Bill	$3,635 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`LIME M:42 L:137`

Property Details

APN / Parcel Number

Primary APN	`LIME M:42 L:137`
Alternative APN	`2206`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	816 sqft Living Area
Gross Area	8,002 sqft
1st Floor Area	3,864 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	2206
Street Address	2 RIDGEWOOD TER
City	LIMERICK
State	ME
Zip	04048-3708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	137
Jurisdiction	LIMERICK ME
Township / Civil Division	LIMERICK
Census Block Group	1
Census Block	1083
Census Tract	23000

Owner

Source: York County and Limerick Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	199 WATERBORO RD, 9, ALFRED, ME 04002-3286
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2018	Deed of Trust, Mortgage TD BANK NA
Apr 3, 2020	Deed of Trust, Mortgage · VA Mortgage HARBORONE MORTGAGE
Jan 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Mar 13, 2020	Quit Claim Deed, Transfer · VA Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2020 · Amount on Record
Deed Sale	Mar 13, 2020 · Amount on Record
Prior Sale	Jul 20, 2012
Deed Document Number	202012038
Deed Book / Page	18194 / 320
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMERICK ME
Property Address	2 RIDGEWOOD TER, LIMERICK, ME 04048-3708
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176620210
Date	Feb 16, 2018
Book Page	17662/0210
Instrument	2018006222

Lender

Name	TD BANK NA

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 2, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMERICK ME
Property Address	2 RIDGEWOOD TER, LIMERICK, ME 04048-3708
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0182100491
Date	Apr 3, 2020
Book Page	18210/491
Instrument	2020014841

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMERICK ME
Property Address	2 RIDGEWOOD TER, LIMERICK, ME 04048-3708
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185370317
Date	Jan 26, 2021
Book Page	18537/317
Instrument	2021005081

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIMERICK ME
Recording Date	Mar 13, 2020
Property Address	2 RIDGEWOOD TER, LIMERICK, ME 04048-3708
Document Number	0181940320
Book / Page	18194 / 320
Instrument Date	Mar 13, 2020
Instrument	12038
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 WATERBORO RD APT 9, 9, ALFRED, ME 04002-3286

Mortgage

Document Number	2020012039
Date	Mar 13, 2020
Instrument	2020012039

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Limerick Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Limerick Town
Unified School District	School Administrative District 57 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,635.00 (-5.9%)	$382,653 (+50.55%) Land $121,000 Building $261,653
2023	$3,863.00 (+7.04%)	$254,171 (-) Land $56,500 Building $197,671
2022	$3,609.00	$254,171 Land $56,500 Building $197,671

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2007–2014)
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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