2 Ridgewood Rd, Old Lyme, CT 06371 Property Records

Old Lyme Town property record for 2 Ridgewood Rd, Old Lyme, CT 06371

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 981 sqft · built 1940
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Trust Names on Record
Tax Bill	$6,112 (2025)
Deeds & Mortgages	Feb 2024 Refinance Jan 2024 Refinance + 2 more
Flood Zone	Zone X (moderate risk)
APN	`OLYM M:92 L:16`

Property Details

APN / Parcel Number

Primary APN	`OLYM M:92 L:16`
Alternative APNs	`00510900` `510900`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	981 sqft Living Area
Gross Area	2,468 sqft
Basement Area	762 sqft
Unfinished Basement	762 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,662 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	510900
Street Address	2 RIDGEWOOD RD
City	OLD LYME
State	CT
Zip	06371-6004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Lot Number	16
Jurisdiction	OLD LYME CT
Township / Civil Division	OLD LYME
Census Block Group	2
Census Block	2027
Census Tract	660103

Owner

Source: Old Lyme Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	736 ISLAND WAY, 901, CLEARWATER BEACH, FL 33767-1818
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance DUTCH POINT CREDIT UNION
Jan 31, 2024	Quit Claim Deed, Transfer · Stand-Alone Refinance DUTCH POINT CREDIT UNION
Dec 22, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 14, 2023
Transfer Doc	00458-1199
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Property Address	2 RIDGEWOOD RD, OLD LYME, CT 06371-6004
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000459-5
Date	Feb 1, 2024
Book Page	459/5

Lender

Name	DUTCH POINT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	97 Months
Due	Mar 1, 2032

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD LYME CT
Recording Date	Jan 31, 2024
Property Address	2 RIDGEWOOD RD, OLD LYME, CT 06371-6004
Document Number	00458-1199
Book / Page	458 / 1199
Instrument Date	Dec 14, 2023
Transaction Type	Transfer
Record Updated	Jul 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	736 ISLAND WAY APT 901, 901, CLEARWATER BEACH, FL 33767-1818

Mortgage

Document Number	0000004595
Date	Jan 31, 2024
Instrument	459/5

Lender

Name	DUTCH POINT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	98 Months
Due	Mar 1, 2032

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD LYME CT
Recording Date	Dec 22, 2023
Property Address	2 RIDGEWOOD RD, OLD LYME, CT 06371-6004
Document Number	000458-832
Book / Page	458 / 832
Instrument Date	Dec 14, 2023
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD LYME CT
Recording Date	Dec 13, 2017
Property Address	2 RIDGEWOOD RD, OLD LYME, CT 06371-6004
Document Number	419-1077
Book / Page	000419 / 001077
Instrument Date	Nov 6, 2017
Transaction Type	Transfer
Record Updated	Jan 10, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RIDGEWOOD RD OLD LYME CT 06371, OLD LYME, CT 06371

Tax Assessment & Valuation

Source: Old Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Lyme Town
Unified School District	Regional School District 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,112.00 (+39.16%)	$376,600 (+101.5%) Land $251,000 Building $125,600	$263,620 Land $175,700 Building $87,920
2023	$4,392.00	$186,900 (-) Land $129,400 Building $57,500
2022	$4,392.00	$186,900 Land $129,400 Building $57,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-POINT O WOODS private · serves 1,068 people · EPA ID CT1050752
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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